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Atom Bank: Savings reviews

4.92
Based on 4,806 reviews, last reviewed 14th Feb 2026
9950% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Competitive Interest Rates The account was easy to open, the interest rate offered was market leading and the app is very user friendly. Reviewed on: 14th February 2026
Tony's avatar
Tony

Latest lowest rating:

1

Disappointing Since opening this account the attractive headline ‘come open an account’ with us interest rate has done down three times. Not ideal! I am in the proc... Read more Reviewed on: 11th February 2026
Mike's avatar
Mike

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (4806)

Great rates and easy to set up

5
Great rates and easy to set up, the IAS is also great Reviewed on: 6th March 2023

Quick, easy, best rates

5
Consistently offer some of the best rates. The app is simple to use so accounts can be opened quickly, and for those that need it the customer support is very helpful. Reviewed on: 6th March 2023

Easy to register and great rates

5
I recently opened a 1 year FRS with a great rate in about 5 minutes, no hassle. What more could I want? Reviewed on: 3rd March 2023

Perfect

5
Ticks all the boxes, easy to open and pays a great rate. Reviewed on: 3rd March 2023

People-friendly bank

5
Atom may be an App-based bank, but it is the most human banking organisation I've ever come across. It values its employees just as much as its staff, and this shows through Trustpilot reviews and app ratings. Reviewed on: 3rd March 2023

Fantastic rates

5
Very responsive to Bank of England rage changes, offered their products at great interest rates really quickly Reviewed on: 2nd March 2023

Simple set-up with great rate

5
Very user friendly app and one of best rates in market for my needs Reviewed on: 2nd March 2023

Easy and reliable

5
I have found my experience with Atom to be very straightforward and have encountered no issues with it. Reviewed on: 2nd March 2023

Easy to use and great product

5
Best rate on the market at the time of opening and app was easy to use Reviewed on: 2nd March 2023

Fast and simple

5
Very intuitive App - was able to download and get saving in minutes, without the need to speak to anyone! Reviewed on: 2nd March 2023

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