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Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5193 reviews)

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4.91

Based on 5,193 reviews, last reviewed 25th Mar 2026

27250% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Easy to set up account on line and very user friendl... Easy to set up account on line and very user friendly app makes it easy to manage savings also vey competitive interest rates paid, so overall a good ... Read more Reviewed on: 25th March 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5193)

EXCELLENT SAVER

I have been saving with ATOM over a number of years and purchased numerous products. I have found the whole process to be easy and the service to be excellent. Reviewed on: 5th February 2025

Everything right, and nothing wrong! Simple.

The important thing about a bank is to have good, competitive products, and not to do anything wrong. Getting tiny things wrong can really get the hackles up. Atom have been superb. Reviewed on: 5th February 2025

Thumbs up

Easy & straight forward to get ball rolling + good comms Reviewed on: 5th February 2025

So easy to deal with and communication via the App j...

So easy to deal with and communication via the App just so easy. Couldn’t recommend enough Reviewed on: 5th February 2025

Simply Excellent, try for yourself@@

Simply Excellent, try for yourself@@ Reviewed on: 5th February 2025

Been using Atom Bank for a number of years.

Been using Atom Bank for a number of years. It is so easy to set up and keep track of your savings. Communications from Atom Bank are always timely and clearly worded. Their interest rates are always competitive but, even when offered slightly better rates by other banks, I've stayed with Atom Bank because they are so convenient to use. Reviewed on: 5th February 2025

Easy set up and great rates.

Soo easy to set up online. The app has really cool login option including voice recognition. My account was set up quickly and my transfers into my atom account show up practically immediately. Reviewed on: 5th February 2025

Excellent rates.

Great rates, the app is very easy to use, depositing and withdrawing is instant. Reviewed on: 5th February 2025

A very satisfied Atom customer

Straightforward app easy to access. Product range is excellent and competitive particularly the reward account which gives a good rate with access flexibility. Reviewed on: 5th February 2025

Great for savings

Ideal savings bank for me. Easy access accounts an variety of fixed term accounts which meets all ky saving needs. Reviewed on: 5th February 2025

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