Write a review

Newsletter

Go to business site

Atom Bank: Savings reviews

Name: Savings
Rating: 4.81 (5211 reviews)

View other Atom Bank products

4.81

Based on 5,211 reviews, last reviewed 12th Jun 2026

95% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

No brainer Very easy to use, haven't needed a follow up call or anything, all went smoothly (so far). Reviewed on: 12th June 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

Read all reviews Write a review

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Review Atom Bank: Savings now

Help others make smarter decisions by sharing your own experience.

Write a review

Atom Bank Savings reviews (5211)

Excellent rates on all types of accounts offered, in...

Excellent rates on all types of accounts offered, including easy access accounts. The app is intuitive to use and opening an account is simple. Reviewed on: 5th February 2025

Simple , but effective banking, ease of use spp

Simple , but effective banking, ease of use spp Reviewed on: 5th February 2025

Very easy and transparent.

Very easy and transparent. Simple and goid value saving. Reviewed on: 5th February 2025

Greatest online Savings

Consistently top rated for a reason Reviewed on: 5th February 2025

Easy app to use

Find the app very easy to use especially as I am not IT savvy. The interests are very competitive. Reviewed on: 5th February 2025

Used this bank for about 5 years and customer servic...

Used this bank for about 5 years and customer service is excellent Reviewed on: 5th February 2025

a straightforward bank with generous interest rates

a straightforward bank with generous interest rates Reviewed on: 5th February 2025

Ease of use

Easy to use, no waiting for the withdrawals. Regular statements and easy to view transactions. Reviewed on: 5th February 2025

EXCELLENT SAVER

I have been saving with ATOM over a number of years and purchased numerous products. I have found the whole process to be easy and the service to be excellent. Reviewed on: 5th February 2025

Everything right, and nothing wrong! Simple.

The important thing about a bank is to have good, competitive products, and not to do anything wrong. Getting tiny things wrong can really get the hackles up. Atom have been superb. Reviewed on: 5th February 2025

Do you have a different Atom Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Savings
from Leeds Credit Union 4.17 from 3 reviews
Instant Access Savings
from Metro Bank 4.80 from 484 reviews
Personal Savings
from United Trust Bank 4.85 from 1587 reviews

Want to see more from Atom Bank?

Mortgages
from Atom Bank 4.23 from 50 reviews
Business Loans
from Atom Bank 4.12 from 7 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub