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Atom Bank: Savings reviews

Name: Savings
Rating: 4.9 (4812 reviews)

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4.92

Based on 4,812 reviews, last reviewed 20th Feb 2026

10250% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent App & Competitive Rates Their app is really easy to use and their rates paid very competitive. Reviewed on: 20th February 2026

Latest lowest rating:

1

Disappointing Since opening this account the attractive headline ‘come open an account’ with us interest rate has done down three times. Not ideal! I am in the proc... Read more Reviewed on: 11th February 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (4812)

People-friendly bank

Atom may be an App-based bank, but it is the most human banking organisation I've ever come across. It values its employees just as much as its staff, and this shows through Trustpilot reviews and app ratings. Reviewed on: 3rd March 2023

Fantastic rates

Very responsive to Bank of England rage changes, offered their products at great interest rates really quickly Reviewed on: 2nd March 2023

Simple set-up with great rate

Very user friendly app and one of best rates in market for my needs Reviewed on: 2nd March 2023

Easy and reliable

I have found my experience with Atom to be very straightforward and have encountered no issues with it. Reviewed on: 2nd March 2023

Easy to use and great product

Best rate on the market at the time of opening and app was easy to use Reviewed on: 2nd March 2023

Fast and simple

Very intuitive App - was able to download and get saving in minutes, without the need to speak to anyone! Reviewed on: 2nd March 2023

Paving the way

Best fixed rate saver on the market, this little bank is going to be a huge disrupter to the big high-street banks in the near future Reviewed on: 2nd March 2023

Better than my high street bank (which is no longer on my high street)

2.9% more than my main bank why would anyone save with anyone other than Atom Bank. Reviewed on: 2nd March 2023

Excellent products

Great rates, easy access, fabulous bank Reviewed on: 2nd March 2023

Great rate, easy app to use.

Totally seamless, and access to a market leading savings rate. Reviewed on: 2nd March 2023

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