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Atom Bank: Savings reviews

4.81
Based on 5,213 reviews, last reviewed 24th Jun 2026
97% decrease in 5 star reviews
in the past 90 days
86% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Clean and efficient Atom has multiple products available dependent on your goals and the App interface is very clean and simple to use. Reviewed on: 16th June 2026
John 's avatar
John

Latest lowest rating:

1

phone stolen . Atom lethargic in their response I had my phone stolen . While Barclays acted like lightning to secure my accounts. Atom was slow ,uninterested and not clear with the explanations of ... Read more Reviewed on: 24th June 2026
George A's avatar
George A

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Review Atom Bank: Savings now

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Atom Bank Savings reviews (5213)

EXCELLENT SAVER

5
I have been saving with ATOM over a number of years and purchased numerous products. I have found the whole process to be easy and the service to be excellent. Reviewed on: 5th February 2025

Everything right, and nothing wrong! Simple.

5
The important thing about a bank is to have good, competitive products, and not to do anything wrong. Getting tiny things wrong can really get the hackles up. Atom have been superb. Reviewed on: 5th February 2025

Thumbs up

5
Easy & straight forward to get ball rolling + good comms Reviewed on: 5th February 2025

So easy to deal with and communication via the App j...

5
So easy to deal with and communication via the App just so easy. Couldn’t recommend enough Reviewed on: 5th February 2025

Simply Excellent, try for yourself@@

5
Simply Excellent, try for yourself@@ Reviewed on: 5th February 2025

Been using Atom Bank for a number of years.

5
Been using Atom Bank for a number of years. It is so easy to set up and keep track of your savings. Communications from Atom Bank are always timely and clearly worded. Their interest rates are always competitive but, even when offered slightly better rates by other banks, I've stayed with Atom Bank because they are so convenient to use. Reviewed on: 5th February 2025

Easy set up and great rates.

5
Soo easy to set up online. The app has really cool login option including voice recognition. My account was set up quickly and my transfers into my atom account show up practically immediately. Reviewed on: 5th February 2025

Excellent rates.

5
Great rates, the app is very easy to use, depositing and withdrawing is instant. Reviewed on: 5th February 2025

A very satisfied Atom customer

5
Straightforward app easy to access. Product range is excellent and competitive particularly the reward account which gives a good rate with access flexibility. Reviewed on: 5th February 2025

Great for savings

4
Ideal savings bank for me. Easy access accounts an variety of fixed term accounts which meets all ky saving needs. Reviewed on: 5th February 2025

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