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Atom Bank: Savings reviews

Name: Savings
Rating: 4.89 (4799 reviews)

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4.92

Based on 4,799 reviews, last reviewed 12th Feb 2026

9550% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Good savings account with easy App for access Their savings account has a good interest rate. The Atom bank App is easy to use and works very well. I really like the account history tab, it gives ... Read more Reviewed on: 12th February 2026

Latest lowest rating:

1

Disappointing Since opening this account the attractive headline ‘come open an account’ with us interest rate has done down three times. Not ideal! I am in the proc... Read more Reviewed on: 11th February 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (4799)

Convenient and best rates

I've been a customer of Atom Bank for three years and I can say it is one of the most convenient banks in terms of opening and managing your accounts. Nice and easy app and usually the best rates on the market. Very happy with them. Reviewed on: 17th February 2023

Easy to keep money away

The process of opening a fixed saver account was very easy and only took me a few minutes. The fixed saver account also offered one of the best interest rates I found, so happy to have set up an account. Reviewed on: 13th February 2023

Class

Great savings interest. App is very simple to use and also very aesthetically pleasing. Query resolved within about 3 minutes when I had a question to ask Reviewed on: 10th February 2023

Simple and easy

Simple and easy to open an account and fund. Super swift for login and really easy to use and understand Reviewed on: 9th February 2023

Excellent app based bank

Excellent app based bank. So easy to use, and I'm not mobile savvy. Good rates, and easy to operate. Reviewed on: 9th February 2023

Think people, think Atom Bank

Atom continues to focus on their customers want and needs. Any feedback given, it’s all taken on board. Atom have progressed year on year since starting and always strive to give the customer exactly what they want. The customer is the priority. Reviewed on: 9th February 2023

Best fixed term interest

It’s hard to find saving or fixed term accounts that offer high interest payments. Atom bank offers excellent interest rates. I’d recommend it 100%. Reviewed on: 9th February 2023

Okay to set up

Good rates and okay to set up however the UI could be imporved a little more and with more dashboard or other metrics/info Reviewed on: 8th February 2023

Great rates

Works really well and feels secure, and usually has some of the most competitive rates for savings Reviewed on: 2nd February 2023

Atom fixed saver

Brilliant app identified in minutes and saving immediately set up Reviewed on: 21st January 2023

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