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Atom Bank: Savings reviews

4.81
Based on 5,213 reviews, last reviewed 24th Jun 2026
97% decrease in 5 star reviews
in the past 90 days
86% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Clean and efficient Atom has multiple products available dependent on your goals and the App interface is very clean and simple to use. Reviewed on: 16th June 2026
John 's avatar
John

Latest lowest rating:

1

phone stolen . Atom lethargic in their response I had my phone stolen . While Barclays acted like lightning to secure my accounts. Atom was slow ,uninterested and not clear with the explanations of ... Read more Reviewed on: 24th June 2026
George A's avatar
George A

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Review Atom Bank: Savings now

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Atom Bank Savings reviews (5213)

First class internet bank with an easy to setup app...

5
First class internet bank with an easy to setup app with good security. Great interest rates with options for monthly or yearly. Reviewed on: 5th February 2025

Great experience with this bank

5
Great interest rates. Easy to use App. No issues when account matures. Recently opened the instant savings account, this is also great account. Reviewed on: 5th February 2025

Easy to use, clear communication, good interest rates.

5
The app is easy to use, it's easy to open a new account, easy to see the interest rate and easy to see when a fixed saver will end. Interests have been higher than I'm offered with other banks. Transfers in and out have been easy and instant. When I've reached out with questions, the answers have been clear and prompt. What's not to love? Reviewed on: 5th February 2025

The Best

5
Great app, easy to use, great rates. The Best Reviewed on: 5th February 2025

Love using this bank.

5
Love using this bank. It offers very competitive rates and is so easy to use. Reviewed on: 5th February 2025

Excellent service since I started saving in 2016

5
I have saved with Atom Bank since 2016 and have found their savings rates and product range to be excellent (usually around the top of best-buy tables). I have rarely needed to contact their customer services but on the 2 occasions i did they responded very quickly. I also appreciate the Atom app and am confident that my funds are secure. Reviewed on: 5th February 2025

Easy to set up & user friendly app

5
It was easy to create my account and the app is very user friendly and provides all of the information & tools you need to manage your account. Reviewed on: 5th February 2025

Exceptional service and products

5
Exceptional service and products Reviewed on: 5th February 2025

I've used atom and I've found them very competitive...

5
I've used atom and I've found them very competitive rates and easy to use app Reviewed on: 5th February 2025

First class bank

5
Very good App, easy to use. My phone conversations have been excellent with informative staff able to give me clear answers. The savings rate is very competitive. Top quality bank. Reviewed on: 5th February 2025

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