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Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5193 reviews)

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4.91

Based on 5,193 reviews, last reviewed 25th Mar 2026

27250% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Easy to set up account on line and very user friendl... Easy to set up account on line and very user friendly app makes it easy to manage savings also vey competitive interest rates paid, so overall a good ... Read more Reviewed on: 25th March 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5193)

An outstanding bank on every front.

An outstanding bank on every front. Reviewed on: 5th February 2025

Highly recommend Atom for savings

I am extremely happy with my experience of opening an Atom bank savings account, so much so that I have opened two further accounts and have recommended to family who have also done so. The ease of managing everything via the app is incredible and very refreshing. So straightforward and simple, every step explained and foolproof. Tools can be used to help you decide what kind of account is most suited to your needs and these are very informative regarding rates and various fixed terms. All my questions were answered at the touch of a button. Reviewed on: 5th February 2025

fixed rate bonds

Opened several fixed rate bonds. Easy to set up using the app, especially once you have opened the 1st one Reviewed on: 5th February 2025

Great interest rates compared to other banks

I have a couple of savings accounts with Atom (including instant access and fixed rate), they’ve been easy to set up, have good interest rates compared to other banks & are always straightforward to move money in/out and close the account when the fixed rate term ends. I’ve been using Atom for years. Reviewed on: 5th February 2025

Great app simple to navigate and easy to transfer fu...

Great app simple to navigate and easy to transfer funds. Reviewed on: 5th February 2025

Amazing app

Every action I've wanted to perform can easily be done via their amazing app. Zero need for person to person customer support as the app does it all Reviewed on: 5th February 2025

easiest app to use

Very good app ,easiest to use,good range of saving accounts. Reviewed on: 5th February 2025

Always had a fulfilling experience with Atom, very h...

Always had a fulfilling experience with Atom, very helpful and rewarding! Reviewed on: 5th February 2025

Excellent service

I am very happy with Atom. Easy app and very comfortable to use it, very deposit of money. Good saving rates. Reviewed on: 5th February 2025

Competitive interest rates, accessible bank

I use Atom bank for my savings and have done for a while. It is so easy to use, offers great customer service as well as competitive interest rates! Reviewed on: 5th February 2025

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