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Atom Bank: Savings reviews

Name: Savings
Rating: 4.81 (5211 reviews)

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4.81

Based on 5,211 reviews, last reviewed 12th Jun 2026

95% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

No brainer Very easy to use, haven't needed a follow up call or anything, all went smoothly (so far). Reviewed on: 12th June 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5211)

Always ahead of the others.

Always ahead of the others. 2 year fixed rate offered before interest rates started to fall. Perfect for a retired person to safely earn extra income. Reviewed on: 5th February 2025

Great app and excellent customer service.

Great app and excellent customer service. Should do more competitions and better rates for the long term customers Reviewed on: 5th February 2025

Excellent rates and one of the few banks that will e...

Excellent rates and one of the few banks that will enable me to have my interest paid away monthly. The App is great- not only very colourful but reliable and so easy to use. Reviewed on: 5th February 2025

Great App, very easy to use.

Great App, very easy to use. Excellent rates of interest. Reviewed on: 5th February 2025

Great customer service.

Great customer service. Had an issue and they responded straight away on live chat and got the issue fixed right away. Used several of their accounts and all have been perfect. Reviewed on: 5th February 2025

Easy to use and competitive rates

Easy to use and competitive rates Reviewed on: 5th February 2025

Works well and gives me good control of my savings

Works well and gives me good control of my savings Reviewed on: 5th February 2025

Competitive rates,straightforward investing process.

Competitive rates,straightforward investing process.The app is way to use, with high levels of security. Reviewed on: 5th February 2025

An outstanding bank on every front.

An outstanding bank on every front. Reviewed on: 5th February 2025

Highly recommend Atom for savings

I am extremely happy with my experience of opening an Atom bank savings account, so much so that I have opened two further accounts and have recommended to family who have also done so. The ease of managing everything via the app is incredible and very refreshing. So straightforward and simple, every step explained and foolproof. Tools can be used to help you decide what kind of account is most suited to your needs and these are very informative regarding rates and various fixed terms. All my questions were answered at the touch of a button. Reviewed on: 5th February 2025

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