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Atom Bank: Savings reviews

Name: Savings
Rating: 4.9 (4806 reviews)

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4.92

Based on 4,806 reviews, last reviewed 14th Feb 2026

9950% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Competitive Interest Rates The account was easy to open, the interest rate offered was market leading and the app is very user friendly. Reviewed on: 14th February 2026

Latest lowest rating:

1

Disappointing Since opening this account the attractive headline ‘come open an account’ with us interest rate has done down three times. Not ideal! I am in the proc... Read more Reviewed on: 11th February 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (4806)

Unreliable

App only, no website access. Major tech issue in first day which sent me an email suggesting another bank account for withdrawals had been added to my Atom account. Phone calls and emails went unanswered. Eventually discovered through media of issue and small compensation paid. Reviewed on: 17th March 2022

10/10

Since 2017 I've held various accounts with Atom and not had one negative experience. In my opinion Atom deserve 10/10 in every respect. Reviewed on: 16th March 2022

Great online bank

Had money to deposit you gave me lots of options. Was rather sceptical using an online bank but your navigated me perfectly and I have details on my finger tips. So much easier than having to use a branch. I’m so techno on banking skills now. Reviewed on: 16th March 2022

Easy set up

banking app easy, friendly staff at end of chat/phone, good rates of interest what more can you ask for! Reviewed on: 16th March 2022

Amazing rates and quick setup

Awesome products and easy access to view transactions Reviewed on: 16th March 2022

Best rates and Best Customer Experience

My fixed saver accounts matured this month and it was so easy to set up new accounts and transfer some money to my bank account. The interest is competitive and the app is very easy to use. Only improvement would be fingerprint identification. I will definitely carry on using their fixed rate saving accounts and the Instant Savings Account. Reviewed on: 16th March 2022

Reliable on line bank

Competitive rates, helpful staff if needed very happy customer Reviewed on: 16th March 2022

Easy as Pie

I was looking for a Bank that I could put some money aside that has better interest than most banks when I say an article about Atom Bank, all the account opening was done in the app it took me 10 minutes to register and open the savings account everything is in the app no clunky emails and I have 3 ways to log in, my passcode, Face ID or my Voice it’s so easy and love how you can choose the interest to be paid monthly or yearly Reviewed on: 16th March 2022

Always Reliable

Easy, reliable, always near the top of the best buy charts Reviewed on: 3rd March 2022

Easy to use, great rates!

Fantastic products, great rates and easy to set up. I have two accounts and definitely will be opening more. More than happy to recommend Reviewed on: 3rd March 2022

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