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Atom Bank: Savings reviews

Name: Savings
Rating: 4.9 (4812 reviews)

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4.92

Based on 4,812 reviews, last reviewed 20th Feb 2026

10250% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent App & Competitive Rates Their app is really easy to use and their rates paid very competitive. Reviewed on: 20th February 2026

Latest lowest rating:

1

Disappointing Since opening this account the attractive headline ‘come open an account’ with us interest rate has done down three times. Not ideal! I am in the proc... Read more Reviewed on: 11th February 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (4812)

Amazing rates and quick setup

Awesome products and easy access to view transactions Reviewed on: 16th March 2022

Best rates and Best Customer Experience

My fixed saver accounts matured this month and it was so easy to set up new accounts and transfer some money to my bank account. The interest is competitive and the app is very easy to use. Only improvement would be fingerprint identification. I will definitely carry on using their fixed rate saving accounts and the Instant Savings Account. Reviewed on: 16th March 2022

Reliable on line bank

Competitive rates, helpful staff if needed very happy customer Reviewed on: 16th March 2022

Easy as Pie

I was looking for a Bank that I could put some money aside that has better interest than most banks when I say an article about Atom Bank, all the account opening was done in the app it took me 10 minutes to register and open the savings account everything is in the app no clunky emails and I have 3 ways to log in, my passcode, Face ID or my Voice it’s so easy and love how you can choose the interest to be paid monthly or yearly Reviewed on: 16th March 2022

Always Reliable

Easy, reliable, always near the top of the best buy charts Reviewed on: 3rd March 2022

Easy to use, great rates!

Fantastic products, great rates and easy to set up. I have two accounts and definitely will be opening more. More than happy to recommend Reviewed on: 3rd March 2022

As good as banks get

Clear easy to use app Instant transfers In and out The most competitive interest rate This really is the best saving account out there in today’s market. Well done Atom Reviewed on: 3rd March 2022

Everything you need/want in a bank!

Great experience, great app, great customer service, great rates! Reviewed on: 2nd March 2022

Does what is says on the tin

Simple to use app, great rates followed up by fabulous customer service. Why use a bricks and mortar bank for poor returns on your pennies saved when you can Atom them :) Reviewed on: 2nd March 2022

Excellent bank and app

I’ve had several fixed rate accounts over the last few years. And now the new instant access! Easy to use & customer service on the phone is brilliant! Highly recommended Reviewed on: 1st March 2022

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