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Atom Bank: Savings reviews

View other Atom Bank products
4.81
Based on 5,211 reviews, last reviewed 12th Jun 2026
95% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

No brainer Very easy to use, haven't needed a follow up call or anything, all went smoothly (so far). Reviewed on: 12th June 2026
A M's avatar
A M

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R
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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Review Atom Bank: Savings now

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Atom Bank Savings reviews (5211)

fixed rate bonds

4
Opened several fixed rate bonds. Easy to set up using the app, especially once you have opened the 1st one Reviewed on: 5th February 2025
Oliver 's avatar
Oliver

Great interest rates compared to other banks

5
I have a couple of savings accounts with Atom (including instant access and fixed rate), they’ve been easy to set up, have good interest rates compared to other banks & are always straightforward to move money in/out and close the account when the fixed rate term ends. I’ve been using Atom for years. Reviewed on: 5th February 2025
MJ 's avatar
MJ

Great app simple to navigate and easy to transfer fu...

5
Great app simple to navigate and easy to transfer funds. Reviewed on: 5th February 2025
Geeta's avatar
Geeta

Amazing app

5
Every action I've wanted to perform can easily be done via their amazing app. Zero need for person to person customer support as the app does it all Reviewed on: 5th February 2025
Antony Boot's avatar
Antony Boot

easiest app to use

5
Very good app ,easiest to use,good range of saving accounts. Reviewed on: 5th February 2025
Christopher c's avatar
Christopher c

Always had a fulfilling experience with Atom, very h...

5
Always had a fulfilling experience with Atom, very helpful and rewarding! Reviewed on: 5th February 2025
Kaska s's avatar
Kaska s

Excellent service

5
I am very happy with Atom. Easy app and very comfortable to use it, very deposit of money. Good saving rates. Reviewed on: 5th February 2025
Irina C's avatar
Irina C

Competitive interest rates, accessible bank

5
I use Atom bank for my savings and have done for a while. It is so easy to use, offers great customer service as well as competitive interest rates! Reviewed on: 5th February 2025
Mel M's avatar
Mel M

Easy banking

5
Easy to use app, good rates and choice of accounts, fast transactions. Reviewed on: 5th February 2025
Mand S's avatar
Mand S

Can't fault them.

5
Really easy to set up and open accounts. Competitive interest rates. Excellent and easy to use App. I had no issues through the whole process. Have recommended to my son who has now opened an account. Reviewed on: 5th February 2025
Mark D's avatar
Mark D

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