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Atom Bank: Savings reviews

Name: Savings
Rating: 4.81 (5214 reviews)

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4.81

Based on 5,214 reviews, last reviewed 3rd Sep 2026

93% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Atomic savings provider The App is so easy to use. The communication, when savings are coming to maturity, with options so simple to execute. Reviewed on: 3rd September 2026

Latest lowest rating:

1

phone stolen . Atom lethargic in their response I had my phone stolen . While Barclays acted like lightning to secure my accounts. Atom was slow ,uninterested and not clear with the explanations of ... Read more Reviewed on: 24th June 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5214)

Competitive rates,straightforward investing process.

Competitive rates,straightforward investing process.The app is way to use, with high levels of security. Reviewed on: 5th February 2025

An outstanding bank on every front.

An outstanding bank on every front. Reviewed on: 5th February 2025

Highly recommend Atom for savings

I am extremely happy with my experience of opening an Atom bank savings account, so much so that I have opened two further accounts and have recommended to family who have also done so. The ease of managing everything via the app is incredible and very refreshing. So straightforward and simple, every step explained and foolproof. Tools can be used to help you decide what kind of account is most suited to your needs and these are very informative regarding rates and various fixed terms. All my questions were answered at the touch of a button. Reviewed on: 5th February 2025

fixed rate bonds

Opened several fixed rate bonds. Easy to set up using the app, especially once you have opened the 1st one Reviewed on: 5th February 2025

Great interest rates compared to other banks

I have a couple of savings accounts with Atom (including instant access and fixed rate), they’ve been easy to set up, have good interest rates compared to other banks & are always straightforward to move money in/out and close the account when the fixed rate term ends. I’ve been using Atom for years. Reviewed on: 5th February 2025

Great app simple to navigate and easy to transfer fu...

Great app simple to navigate and easy to transfer funds. Reviewed on: 5th February 2025

Amazing app

Every action I've wanted to perform can easily be done via their amazing app. Zero need for person to person customer support as the app does it all Reviewed on: 5th February 2025

easiest app to use

Very good app ,easiest to use,good range of saving accounts. Reviewed on: 5th February 2025

Always had a fulfilling experience with Atom, very h...

Always had a fulfilling experience with Atom, very helpful and rewarding! Reviewed on: 5th February 2025

Excellent service

I am very happy with Atom. Easy app and very comfortable to use it, very deposit of money. Good saving rates. Reviewed on: 5th February 2025

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