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Atom Bank: Savings reviews

Name: Savings
Rating: 4.9 (4812 reviews)

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4.92

Based on 4,812 reviews, last reviewed 20th Feb 2026

10250% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent App & Competitive Rates Their app is really easy to use and their rates paid very competitive. Reviewed on: 20th February 2026

Latest lowest rating:

1

Disappointing Since opening this account the attractive headline ‘come open an account’ with us interest rate has done down three times. Not ideal! I am in the proc... Read more Reviewed on: 11th February 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (4812)

On-line banking supremo

On-line banking at its best - easy to use, super-fast transfers to external accounts and competive rates. Reviewed on: 1st March 2022

Simple banking

Simple, easy banking, immediate transactions, flawless! Reviewed on: 1st March 2022

Good interest rate and easy to use

I picked this account (Instant Saver) because of the good interest rate. The sign-up process via the app was really quick and simple but one little glitch, after connecting Atom to Natwest, Natwest froze my current account which has been really annoying to resolve. This may be because Natwest wasn't able to recognise my Atom account name. Reviewed on: 18th February 2022

Always a good rate

Good rates with a good choice of accounts and very good updates via email. Only spoken to Customer service once but they were great and answered my query immediately. Reviewed on: 2nd February 2022

Easy saving with good interest rate

I love how easy it was to set this up, how easy the app is to use, the clear and abundant information you get about your saver account and the good interest rates. I would recommend this product to anyone. Reviewed on: 22nd January 2022

Great account

Good interest rate and recently increased by them Reviewed on: 20th January 2022

Easy to set up

Couldn't believe how easy to set up accounts for myself and wife great rates to. Reviewed on: 20th January 2022

GREAT ACCOUNT

Easy to use, secure and money transfers so quick. Reviewed on: 20th January 2022

Excellent App based bank

Opened a saver account last year when interest rates were extremely poor. Decent rates, great client service. What’s not to love? Reviewed on: 20th January 2022

It just takes a SEC. - it's Simple, Easy and Convenient!

Simple to set up, Easy to operate and Convenient as you carry it around in your pocket. They've always answer any questions i have very quickly and i have never had a problem. The rates are very competitive. What more can you want!! Reviewed on: 20th January 2022

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