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Atom Bank: Savings reviews

View other Atom Bank products
4.81
Based on 5,211 reviews, last reviewed 12th Jun 2026
95% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

No brainer Very easy to use, haven't needed a follow up call or anything, all went smoothly (so far). Reviewed on: 12th June 2026
A M's avatar
A M

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R
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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Review Atom Bank: Savings now

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Atom Bank Savings reviews (5211)

Have been with ATOM for 5 years .

5
Have been with ATOM for 5 years . Has always been a very good experience. Rates are consistently high and their app is the best I use out of all my finance apps Reviewed on: 5th February 2025
Mark j's avatar
Mark j

Money moves instantly with ATOM!

5
When I pay money into my ATOM account it arrives instantly. I really like the app to check banking activity on the move. Reviewed on: 5th February 2025
Wayne M's avatar
Wayne M

Would definitely recommend

5
I have held several accounts. They offer good interest rates. The app is extremely easy to use but when I have contacted Atom for assistance they have responded quickly and clearly. Reviewed on: 5th February 2025
Caroline R's avatar
Caroline R

I use Atom bank for savings accounts.

5
I use Atom bank for savings accounts. Easy to set up and returns are competitive , Easy to search their website for different types of savings account Reviewed on: 5th February 2025
AS's avatar
AS

happy with the app and the interest rates are good.

5
happy with the app and the interest rates are good. Reviewed on: 5th February 2025
Tanya P's avatar
Tanya P

Banking made easy!

5
Banking made easy! The app is fab and easy to use, the interest rates are very competitive Reviewed on: 5th February 2025
Lisa S's avatar
Lisa S

Very good

5
Very slick account registration process and sensible savings product of paying more if no withdrawals in the month. Reviewed on: 5th February 2025
David C's avatar
David C

Just quite simply a good bank!

5
Just quite simply a good bank!! Good value, good rates. Reviewed on: 5th February 2025
Steven Burns's avatar
Steven Burns

Excellent rates of interest

5
So easy to use and offer excellent rates of interest Reviewed on: 5th February 2025
RL's avatar
RL

A good fair bank.

5
I’d recommend Atom bank & have to several people. I’ve been with Atom bank for a few years, they have always been more than helpful on the phone, and give a fair interest rate. All in all a golly good bank. Thank you. Reviewed on: 5th February 2025
Stella V's avatar
Stella V

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