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Atom Bank: Savings reviews

4.91
Based on 5,193 reviews, last reviewed 25th Mar 2026
27250% increase in 5 star reviews
in the past 90 days
700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
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5%
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0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Easy to set up account on line and very user friendl... Easy to set up account on line and very user friendly app makes it easy to manage savings also vey competitive interest rates paid, so overall a good ... Read more Reviewed on: 25th March 2026
Katie B's avatar
Katie B

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5194)

Review of the Atom Bank, Savings:

I opened a new account with Atom and got a bonus int...

5
I opened a new account with Atom and got a bonus interest rate which really helped my money work harder. It was so easy to open an account using the app on my mobile phone. No fuss, it's just so easy to bank with Atom. Reviewed on: 16th April 2025

Great app , rates and staff .

5
Always decent rates , great app and lovely staff when I needed to call . Reviewed on: 5th February 2025

Brilliant

5
Brilliant app lovely design and so simple to use! Great rates and rewarded for loyalty which is amazing Reviewed on: 5th February 2025

Easy to use apps and pleasant staff when needed.

5
Easy to use apps and pleasant staff when needed. Reviewed on: 5th February 2025

Spot on, would recommend

5
APP Ui is excellent. Never had an issue. Reviewed on: 5th February 2025

Easy to open account and good interest rate, nice ap...

5
Easy to open account and good interest rate, nice app to use Reviewed on: 5th February 2025

Been with Atom for yrs.

5
Been with Atom for yrs. good rates. Reviewed on: 5th February 2025

Easy to navigate app, regular updates

5
Easy to navigate app, regular updates Reviewed on: 5th February 2025

Best savings rate and easy to use

5
Best savings rate and easy to use Reviewed on: 5th February 2025

Good saving rated good security

5
Good saving rates and good security Reviewed on: 5th February 2025

I have been banking with Atom for years and am happy...

5
I have been banking with Atom for years and am happy with the bank Reviewed on: 5th February 2025