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Atom Bank: Savings reviews

Name: Savings
Rating: 4.81 (5212 reviews)

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4.81

Based on 5,212 reviews, last reviewed 16th Jun 2026

95% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Clean and efficient Atom has multiple products available dependent on your goals and the App interface is very clean and simple to use. Reviewed on: 16th June 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5212)

Easy Banking

An easy app to navigate with competitive interest rates on some accounts Reviewed on: 5th February 2025

Been straight forward so far with the app working ve...

Been straight forward so far with the app working very well Reviewed on: 5th February 2025

Excellent rates, great app and support by all channe...

Excellent rates, great app and support by all channels I need. Why can’t all the banks be like this Reviewed on: 5th February 2025

First Class Bank

Competitive Rates App easy to use No complaints Reviewed on: 5th February 2025

Highly recommended

The app is easy to use. More so than some others I've used. Have used other providers for savings, but Atom rates are more competitive and easier to open and maintain accounts. Reviewed on: 5th February 2025

Brilliant app, great flexibility, competitive rates.

Brilliant app, great flexibility and competitive rates. Only feedback is that a desktop option for access could improve functionality and open up to others who do not like using their phones for personal banking. Reviewed on: 5th February 2025

ATOM Atom bank - the best online service you can get

The service offered by ATOM bank is simple and efficient and I like the easy App that I can use on my mobile devise. The Bank is local to me and the products are rated by experts as been one of the best Reviewed on: 5th February 2025

Easy app to use

Easy app whatever the transaction Reviewed on: 5th February 2025

A great online bank.

A great online bank. Website is simple to navigate. Great choice of products and good rates. Reviewed on: 5th February 2025

No fuss banking!

Opened account due to the best interest rate at the time, a very easy and straightforward process. Communication has been excellent. Reviewed on: 5th February 2025

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