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Atom Bank: Savings reviews

4.91
Based on 5,194 reviews, last reviewed 9th Apr 2026
27300% increase in 5 star reviews
in the past 90 days
700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
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0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Solid app. Solid app. Competitive rates. Good customer service. Has a lot of potential if marketed right and small improvements to the process of funding the acc... Read more Reviewed on: 9th April 2026
JamTomorrow's avatar
JamTomorrow

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5194)

Review of the Atom Bank, Savings:

I opened a new account with Atom and got a bonus int...

5
I opened a new account with Atom and got a bonus interest rate which really helped my money work harder. It was so easy to open an account using the app on my mobile phone. No fuss, it's just so easy to bank with Atom. Reviewed on: 16th April 2025

Atom-the simplest,best internet banking .

5
Atom has been the simplest internet banking I have ever done.it is secure and the easiest to sign in.i use either voice or face recognition which I have never used on any other banking system.it is an immediate notification when you put money in and when withdrawing also so simple to transfer to your chosen bank. also it is immediate.cannot rate it highly enough for it's ease if use. The rates of interest for the easy access and the fixed savingss accounts are good and compete well with other banks by far,for a technophobe the best.easiest banking I have used.in the near future I will look into it and see if I can have my wages .so truly glad to have discovered it. It is so uncomplicated.fast and very fair interest.love it Reviewed on: 13th April 2024

Great Product.

4
Easy product to engage with from a from a company that understands that trust and professionalism are important. Offering competitive rates during an uncertain economic environment. Reviewed on: 13th April 2024

Thumb up for Atom Bank

5
Very easy to set up account and manage Reviewed on: 13th April 2024

Satisfied

5
Mostly positive experience but the link for this latest e-mail does not work. Reviewed on: 12th April 2024

Very easy to open account.

5
Very easy to open account. Excellent interest rates. Reviewed on: 12th April 2024

Good App and great fixed saving rates.

5
Good App and great fixed saving rates. Reviewed on: 12th April 2024

Great website, very helpful and informative and top...

5
Great website, very helpful and informative and top competitive interest rates Reviewed on: 12th April 2024

Atom Review

5
Always very helpful and good interest rates. Definitely recommend Atom. Reviewed on: 12th April 2024

Easy set up and can be easily managed through ...

5
Easy set up and can be easily managed through the App Reviewed on: 12th April 2024

Very easy to communicate with .

5
Very easy to communicate with . Excellent service highly recommended. Reviewed on: 12th April 2024

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