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Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5208 reviews)

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4.91

Based on 5,208 reviews, last reviewed 19th Apr 2026

56100% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Atom Bank fixed rate and cash isa Has good fixed rates and I have a cash isa also, easy to use app, quick withdrawal within a few minutes Reviewed on: 19th April 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5208)

Atom bank (outstanding )

Most competitive rates ,easy to use app Instructions and communication ,is straight forward, information always updated regularly highly recommend this bank as first choice to everyone, Reviewed on: 12th April 2024

Easy to set up and highly competitve interest rate.

Easy to set up and highly competitve interest rate. Excellent customer service response when I have needed to contact them. Highly recommend. Reviewed on: 12th April 2024

I have never had any issues with Atom.

I have never had any issues with Atom. The app, is easy to use, it’s clear and straightforward. Reviewed on: 12th April 2024

Straight forward to deal with.

Straight forward to deal with. All set up within 10 mins Reviewed on: 12th April 2024

People's bank

A secure simple banking experience Excellent investment rates Reviewed on: 12th April 2024

Atom Bank Fixed Saver

I have saved with Atom Bank virtually since the Bank opened. I have always found their savings rates to be the best or amongst the best. I have never experienced a problem with Atom and when an account matures and you want your money back it is paid straightaway, instantly unlike some other savings institutions. Reviewed on: 12th April 2024

Easy to set up using the app and competitive interes...

Easy to set up using the app and competitive interest rate. Reviewed on: 12th April 2024

Speedy Transfers

It's not the best interest rate a lot of the time, but it's there or thereabouts. What is impressive is the speed of the transfers - beats traditional banks into a cocked hat Reviewed on: 11th April 2024

Friendly, easy to use, and super competitive rates

When I first signed up to Atom Bank I found it the easiest experience I’d ever had using a banking app for a savings product. I absolutely love the style and approach taken by Atom which is fun, easy to use (always), informative. The Fixed Saver I now have with Atom is providing a highly competitive rate. I am now a loyal customer. Reviewed on: 11th April 2024

Very clear app, excellent range of products with com...

Very clear app, excellent range of products with competitive rates which are promptly updated. Straightforward to sign up for new products. Reviewed on: 11th April 2024

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