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Atom Bank: Savings reviews

Name: Savings
Rating: 4.81 (5212 reviews)

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4.81

Based on 5,212 reviews, last reviewed 16th Jun 2026

95% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Clean and efficient Atom has multiple products available dependent on your goals and the App interface is very clean and simple to use. Reviewed on: 16th June 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5212)

Easy to set up using the app and competitive interes...

Easy to set up using the app and competitive interest rate. Reviewed on: 12th April 2024

Speedy Transfers

It's not the best interest rate a lot of the time, but it's there or thereabouts. What is impressive is the speed of the transfers - beats traditional banks into a cocked hat Reviewed on: 11th April 2024

Friendly, easy to use, and super competitive rates

When I first signed up to Atom Bank I found it the easiest experience I’d ever had using a banking app for a savings product. I absolutely love the style and approach taken by Atom which is fun, easy to use (always), informative. The Fixed Saver I now have with Atom is providing a highly competitive rate. I am now a loyal customer. Reviewed on: 11th April 2024

Very clear app, excellent range of products with com...

Very clear app, excellent range of products with competitive rates which are promptly updated. Straightforward to sign up for new products. Reviewed on: 11th April 2024

My third year with this Bank Great Rates of interest...

My third year with this Bank Great Rates of interest, Great App secure and easy to use, Great customer service.. what more could you ask for other then high street branches. Reviewed on: 11th April 2024

Atom bank savings

Easy to use app,interest rates always competitive.Easy to deal with queries through the chat box.Given plenty of notice when fixed saver matures and your options Reviewed on: 11th April 2024

The whole process is extremely user friendly.

The whole process is extremely user friendly. They have very competitive interest rates, everything is clear on the App, and their help centre is easy to negotiate. Reviewed on: 11th April 2024

More than happy to recommend

Always had good interest rates and when needed help desk friendly and efficient Reviewed on: 11th April 2024

I am a new client.

I am a new client but my experience with Atom has been second to none. You can actually speak to a real person. Their response time to emails is very prompt and you have your answer almost immediately. I would highly recommend Atom. In fact this company was referred to me by my friend who also does business with Atom. Well done! Reviewed on: 11th April 2024

Best fixed rates possible.

Best fixed rates possible. This has been top tier for a period of time last year Reviewed on: 11th April 2024

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