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Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5194 reviews)

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4.91

Based on 5,194 reviews, last reviewed 9th Apr 2026

27300% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Solid app. Solid app. Competitive rates. Good customer service. Has a lot of potential if marketed right and small improvements to the process of funding the acc... Read more Reviewed on: 9th April 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5194)

Review of the Atom Bank, Savings:

Everything you want from a savings account

Easy to navigate, good rates, excellent communication, speedy transfers. Reviewed on: 21st April 2025

Easy to use even for us oldies !!

Good rate - easy to access - even for the older generation. Clear and easy instructions when using the app. Reviewed on: 10th April 2024

Just very efficient, easy to use and extremely compe...

Just very efficient, easy to use and extremely competitive on rates Reviewed on: 10th April 2024

Fabulous, informative and simple.

Fabulous, informative and simple. I have a number of accounts with atom, always great and when i needed assistance they're always so helpful Reviewed on: 10th April 2024

Great rates and easy to open Fixed Saver Accounts

It is very easy to open a fixed savings account with Atom via their app. The app is simple and straightforward to use to manage your fixed saver accounts. Their rates are competitive and offer a variety of fixed terms. The app also shows how much interest an account will earn with interactive illustartions. Good communication from Atom regarding the accounts via notifications and emails. Reviewed on: 10th April 2024

Best to invest with!

In my 7 year experience with Atom Bank I have had nothing but excellent service and most importantly, excellent investment rates. I have been kept well informed throughout every investment I have made. I trust Atom Bank implicitly. Reviewed on: 10th April 2024

Using the Atom app

I don’t find apps easy to navigate, but the Atom app was no problem. All actions were completed quickly an d instructions were easy to follow Reviewed on: 10th April 2024

Satisfied

Very good service , excellent rates. Reviewed on: 10th April 2024

Good service and all round good experience

Good service and all round good experience using the app and bank Reviewed on: 10th April 2024

A great 5 years of committed service from Atom

I have been a customer with Atom Bank using the fixed savings product regularly. Atom's customer service is 5 stars. They have never let me down or missed a prompt relaying news about my product. The App is extremely user friendly and gives so many options on how to treat funds. I look forward to the next 5 years plus with Atom. Reviewed on: 10th April 2024

Simple & secure application with a good interest rate

Simple and secure online application and enrolment with a competitive interest rate. Customer service is also quick to respond if you do need help over the phone. Reviewed on: 10th April 2024

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