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Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5209 reviews)

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4.91

Based on 5,209 reviews, last reviewed 20th Apr 2026

56200% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Very easy to use. Very easy to use. Rates not always the highest but I'm very happy overall Reviewed on: 20th April 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5209)

The bank provide good user experience through an eas...

The bank provide good user experience through an easy to use app and the fixed rates are very competitive against the market. The user experience combined with this food rate made me choose Atom. Reviewed on: 13th January 2024

Excellent market leading rates, best in class user e...

Excellent market leading rates, best in class user experience and great design. Reviewed on: 12th January 2024

Great online app, competitive rates,

Great online app, competitive rates, Atom not afraid to change rates positively when the market allows, unlike some companies/banks etc who wait on lower rates for a while. Reviewed on: 12th January 2024

Atom always provides a good range of products and ac...

Atom always provides a good range of products and accessible customer service. Reviewed on: 12th January 2024

No hesitation to recommend

Great app and savings rate - everything slick and just works. Have recommended numerous times. Reviewed on: 11th January 2024

Accounts very easy to open, interest paid promptly.

Accounts very easy to open, interest paid promptly. Reviewed on: 11th January 2024

ATOM BANK

Superb product First Class and Customer Service Reviewed on: 11th January 2024

Great app based bank.

Great app based bank. Regularly increased interest rate when other banks did not. Reviewed on: 11th January 2024

AVOID THIS BANK

Stay away from this bank!!! They will not give me back my money even though it's an emergency. Their fixed term bond does not allow you to make withdrawals. I plan in writing about my experience on every platform that I can so that everyone knows to AVOID them!!! Reviewed on: 27th September 2023

One of my favourite banks

Easy to use app and within the most competitive interest rates, including the option to save for 6 months rather than 1 year. Reviewed on: 30th July 2023

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