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Atom Bank: Savings reviews

4.91
Based on 5,209 reviews, last reviewed 20th Apr 2026
56200% increase in 5 star reviews
in the past 90 days
700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Very easy to use. Very easy to use. Rates not always the highest but I'm very happy overall Reviewed on: 20th April 2026
Kathy K's avatar
Kathy K

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5209)

Easy, accessible and friendly

5
I really like saving with Atom. The app is easy to use and everything is very clear. When you need them, customer service is very good. Reviewed on: 3rd July 2023

Easy to set up

4
Multiple ways to keep account safe,great amount of interest on monthly balance once started.Easy to set up regular payments from nominated account. Reviewed on: 11th June 2023

Amazing interest rates and easy interface

5
Atom gives great customer experience and easy ways of accessing your account online. Great interest rates available for fixed term. Reviewed on: 1st June 2023

Simple and leading rates

5
A very easy product to open and deposit funds, great simple app and market leading interest paid. Reviewed on: 31st May 2023

Simple to use and good rate

5
I found the app straight forward to use and with a competitive interest rate I am very impressed. Reviewed on: 13th April 2023

Atom Bank puts High St banks in the shade

5
Excellent customer service. Market leading rates. Easy mobile access banking, set up so that even those who aren’t particularly internet savvy can still access their accounts without anxiety. Atom Bank wipes the floor with the High Street Banks which seem to be incapable of competing. Reviewed on: 13th April 2023

Efficient friendly service

5
Easy to set up put money in track it and a good rate Reviewed on: 13th April 2023

Awesome rate

5
Stumbled on this account and it's market beating rate from social media chat. Reviewed on: 11th April 2023

Good value easy to use

5
No brainer really, easy to set up, great rates, transparent terms Reviewed on: 11th April 2023

A brilliant back with brilliant rates

5
I have been so impressed with Atom bank. My accounts were easy to open, the app is so user friendly and the interest rates are some of the best around. Reviewed on: 6th April 2023

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