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Atom Bank: Savings reviews

4.81
Based on 5,211 reviews, last reviewed 12th Jun 2026
95% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

No brainer Very easy to use, haven't needed a follow up call or anything, all went smoothly (so far). Reviewed on: 12th June 2026
A M's avatar
A M

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Review Atom Bank: Savings now

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Atom Bank Savings reviews (5211)

Good value easy to use

5
No brainer really, easy to set up, great rates, transparent terms Reviewed on: 11th April 2023

A brilliant back with brilliant rates

5
I have been so impressed with Atom bank. My accounts were easy to open, the app is so user friendly and the interest rates are some of the best around. Reviewed on: 6th April 2023

Always competitive

5
I found my savings account easy to set up and manage. Reviewed on: 6th April 2023

So easy to setup

5
Very simple to setup my fixed saver accounts. I have used ATOM a number of times over the last few years and have found the process seamless, trusting and efficient. As soon as the saver account matures the money is available for instant transfer - no hassle. Very easy to use app, no fuss which I like. Reviewed on: 6th April 2023

Competitive online saver

5
Great savings rate, easy to choose products, easy to use app with a gauge to show what interest you’d earn depending on what you invest and really like the security, which is very important these days. Reviewed on: 5th April 2023

Great bank

5
Easy to set up and manage. All information is easily available on the app. Reviewed on: 4th April 2023

Spot on

5
Great place to keep money- good rates and simple to use app Reviewed on: 4th April 2023

Very good service

5
I have been with Atom a number of years and always have received a good service Reviewed on: 4th April 2023

Good interest rate

5
Good app easy to use and good customer services Reviewed on: 3rd April 2023

Great interface, simple to use

5
A great little app to manage your money. Easy to apply and setup, also super simple to use Reviewed on: 3rd April 2023

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