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Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5209 reviews)

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4.91

Based on 5,209 reviews, last reviewed 20th Apr 2026

56200% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Very easy to use. Very easy to use. Rates not always the highest but I'm very happy overall Reviewed on: 20th April 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5209)

Always competitive

I found my savings account easy to set up and manage. Reviewed on: 6th April 2023

So easy to setup

Very simple to setup my fixed saver accounts. I have used ATOM a number of times over the last few years and have found the process seamless, trusting and efficient. As soon as the saver account matures the money is available for instant transfer - no hassle. Very easy to use app, no fuss which I like. Reviewed on: 6th April 2023

Competitive online saver

Great savings rate, easy to choose products, easy to use app with a gauge to show what interest you’d earn depending on what you invest and really like the security, which is very important these days. Reviewed on: 5th April 2023

Great bank

Easy to set up and manage. All information is easily available on the app. Reviewed on: 4th April 2023

Spot on

Great place to keep money- good rates and simple to use app Reviewed on: 4th April 2023

Very good service

I have been with Atom a number of years and always have received a good service Reviewed on: 4th April 2023

Good interest rate

Good app easy to use and good customer services Reviewed on: 3rd April 2023

Great interface, simple to use

A great little app to manage your money. Easy to apply and setup, also super simple to use Reviewed on: 3rd April 2023

Very good saving account

Great app. Easy to use. Very accessible. Good rates. Reviewed on: 3rd April 2023

Great rates

I moved my Dad’s inheritance money to the fixed saver account. The interest rates are great and the service is excellent. Reviewed on: 3rd April 2023

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