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Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5194 reviews)

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4.91

Based on 5,194 reviews, last reviewed 9th Apr 2026

54700% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Solid app. Solid app. Competitive rates. Good customer service. Has a lot of potential if marketed right and small improvements to the process of funding the acc... Read more Reviewed on: 9th April 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5194)

Review of the Atom Bank, Savings:

Everything you want from a savings account

Easy to navigate, good rates, excellent communication, speedy transfers. Reviewed on: 21st April 2025

Organised

Simple to use and understand so I had no difficulty opening and account Reviewed on: 8th March 2023

Best rate! First rate!

Efficient, easy app, quick response, good interest terms Reviewed on: 8th March 2023

Simplicity at its best

Creating and operating the account could not be any easier, straightforward platform with a really competitive rate! Reviewed on: 7th March 2023

Great rates and easy to use

Used Atom for a few months now and the platform is superb, also rates are much higher than a lot of other providers. Reviewed on: 6th March 2023

Simple, good value and friendly

Using the app is simple and information is nicely presented with just what I need to manage my savings. It also helps the rates are good and update frequently to be aligned with markets changes. Finally I like the friendly style of communication i get from the Atom team, it is a welcome change to the communications i get form other banks. Reviewed on: 6th March 2023

Great customer interface and consistently good value products

Atom provides excellent customer service through a brilliant app. Rates on offer are consistently good value. Reviewed on: 6th March 2023

Fantastic service - all in the app

Exactly what I was looking for from a savings provider - market-leading rates, and an intuitive, easy-to-use app which did everything I needed it to. Reviewed on: 6th March 2023

Great rates and easy to set up

Great rates and easy to set up, the IAS is also great Reviewed on: 6th March 2023

Quick, easy, best rates

Consistently offer some of the best rates. The app is simple to use so accounts can be opened quickly, and for those that need it the customer support is very helpful. Reviewed on: 6th March 2023

Easy to register and great rates

I recently opened a 1 year FRS with a great rate in about 5 minutes, no hassle. What more could I want? Reviewed on: 3rd March 2023

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