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Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5194 reviews)

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4.91

Based on 5,194 reviews, last reviewed 9th Apr 2026

54700% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Solid app. Solid app. Competitive rates. Good customer service. Has a lot of potential if marketed right and small improvements to the process of funding the acc... Read more Reviewed on: 9th April 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5194)

Review of the Atom Bank, Savings:

I opened a new account with Atom and got a bonus int...

I opened a new account with Atom and got a bonus interest rate which really helped my money work harder. It was so easy to open an account using the app on my mobile phone. No fuss, it's just so easy to bank with Atom. Reviewed on: 16th April 2025

Perfect

Ticks all the boxes, easy to open and pays a great rate. Reviewed on: 3rd March 2023

People-friendly bank

Atom may be an App-based bank, but it is the most human banking organisation I've ever come across. It values its employees just as much as its staff, and this shows through Trustpilot reviews and app ratings. Reviewed on: 3rd March 2023

Fantastic rates

Very responsive to Bank of England rage changes, offered their products at great interest rates really quickly Reviewed on: 2nd March 2023

Simple set-up with great rate

Very user friendly app and one of best rates in market for my needs Reviewed on: 2nd March 2023

Easy and reliable

I have found my experience with Atom to be very straightforward and have encountered no issues with it. Reviewed on: 2nd March 2023

Easy to use and great product

Best rate on the market at the time of opening and app was easy to use Reviewed on: 2nd March 2023

Fast and simple

Very intuitive App - was able to download and get saving in minutes, without the need to speak to anyone! Reviewed on: 2nd March 2023

Paving the way

Best fixed rate saver on the market, this little bank is going to be a huge disrupter to the big high-street banks in the near future Reviewed on: 2nd March 2023

Better than my high street bank (which is no longer on my high street)

2.9% more than my main bank why would anyone save with anyone other than Atom Bank. Reviewed on: 2nd March 2023

Excellent products

Great rates, easy access, fabulous bank Reviewed on: 2nd March 2023

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