Write a review

Go to business site

Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5209 reviews)

View other Atom Bank products

4.91

Based on 5,209 reviews, last reviewed 20th Apr 2026

13900% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Very easy to use. Very easy to use. Rates not always the highest but I'm very happy overall Reviewed on: 20th April 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

Read all reviews See your review

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5209)

Review of the Atom Bank, Savings:

Love it why not!

Love how easy it was to open an account and move money when needed, with great interest rates why not. Reviewed on: 21st April 2025

Easy to keep money away

The process of opening a fixed saver account was very easy and only took me a few minutes. The fixed saver account also offered one of the best interest rates I found, so happy to have set up an account. Reviewed on: 13th February 2023

Class

Great savings interest. App is very simple to use and also very aesthetically pleasing. Query resolved within about 3 minutes when I had a question to ask Reviewed on: 10th February 2023

Simple and easy

Simple and easy to open an account and fund. Super swift for login and really easy to use and understand Reviewed on: 9th February 2023

Excellent app based bank

Excellent app based bank. So easy to use, and I'm not mobile savvy. Good rates, and easy to operate. Reviewed on: 9th February 2023

Think people, think Atom Bank

Atom continues to focus on their customers want and needs. Any feedback given, it’s all taken on board. Atom have progressed year on year since starting and always strive to give the customer exactly what they want. The customer is the priority. Reviewed on: 9th February 2023

Best fixed term interest

It’s hard to find saving or fixed term accounts that offer high interest payments. Atom bank offers excellent interest rates. I’d recommend it 100%. Reviewed on: 9th February 2023

Okay to set up

Good rates and okay to set up however the UI could be imporved a little more and with more dashboard or other metrics/info Reviewed on: 8th February 2023

Great rates

Works really well and feels secure, and usually has some of the most competitive rates for savings Reviewed on: 2nd February 2023

Atom fixed saver

Brilliant app identified in minutes and saving immediately set up Reviewed on: 21st January 2023

Avoid - shocking experience

A V O I D - Really disappointing service. Have an elderly parent in care with increasing care bills and despite proving the outgoing costs they’re not happy to release the saving capital (we’re 50 months into a 60 month term). It took them a month to review the case, just time wasters!! Reviewed on: 18th January 2023

Do you have a different Atom Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Savings
from Chelsea Building Society 0.00 from 0 reviews
Savings app
from Spring Savings 5.00 from 2 reviews
E-Volve Savings Notice Account
from RCI Bank 4.88 from 316 reviews

Want to see more from Atom Bank?

Business Loans
from Atom Bank 4.18 from 7 reviews
Mortgages
from Atom Bank 3.80 from 50 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub