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Atom Bank: Savings reviews

4.91
Based on 5,209 reviews, last reviewed 20th Apr 2026
7857% increase in 5 star reviews
in the past 90 days
700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Very easy to use. Very easy to use. Rates not always the highest but I'm very happy overall Reviewed on: 20th April 2026
Kathy K's avatar
Kathy K

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5209)

love the app...

5
My account was so easy to set up and I love the app where I can get access via facial recognition and I’m straight in. The information on the app is clear and concise. Ten out ten from me. Reviewed on: 11th February 2026

Great to deal with

5
Great to deal with very easy to use app feels safe and secure a been very happy since we started using them about 3 years ago. Reviewed on: 11th February 2026

Works great for me through the mobile App.

4
Works great for me through the mobile App. Absolutely no reservations. I was a little sceptical at first but they've been great since I invested a chunk of money. Reviewed on: 11th February 2026

Very good security and interest rates.

5
Very good security and interest rates. easy to access on app. Reviewed on: 11th February 2026

I very good service

5
I have not had any problems since I opened my account with them. They keep me updated about mt account with regular emails Reviewed on: 11th February 2026

Easy to set up and renew when set period finishes.

5
Easy to set up and renew when set period finishes. Reviewed on: 11th February 2026

Competitive Savings Rates.

5
Atom Bank continually offers competitive savings rates. Reviewed on: 11th February 2026

Atom savings account

5
I have a savings account with atom and cannot fault it. It is easy to use, they pay the interest monthly and you can withdraw money so simply. I have not had any issues and customer service is so friendly and helpful Reviewed on: 11th February 2026

Top Class

5
Invested earlier last year. Very impressed with the system, return on investment, clarity of documentation and ease of use. Have regularly topped up the investment. They are delivering everything that a High Street Bank does not. Reviewed on: 11th February 2026

Friendly simple the best user

5
I find there’s clarity and everything. Easy to navigate around products great customer service.. Reviewed on: 11th February 2026

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