Smart Money People Logo

Atom Bank: Savings reviews

4.92
Based on 4,997 reviews, last reviewed 4th Mar 2026
18250% increase in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great bank, great app I have used Atom for many years and found the app really easy to use. I find the fixed saver accounts really good as I can lock down any amount of mon... Read more Reviewed on: 4th March 2026
Lucy H's avatar
Lucy H

Latest lowest rating:

1

Circumstances changed, couldn't withdraw fixed rate... Circumstances changed, couldn't withdraw fixed rate account even though I said I would be prepared to incur a small fee, not helpful at all, not impre... Read more Reviewed on: 4th March 2026
Geana B's avatar
Geana B

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Review Atom Bank: Savings now

Help others make smarter decisions by sharing your own experience. Write a review

Atom Bank Savings reviews (4997)

the best product to save money.

5
Researched the best product to save money. Atom came top. They offer many products that help you build. Short or long term with good return. Accessible app easy to navigate. Recommended to family Reviewed on: 22nd April 2025

High interest on a monthly basis

4
High interest on a monthly basis Reviewed on: 22nd April 2025

Best bank for savings

5
Easy to use app, excellent savings rates and keeps you informed Reviewed on: 22nd April 2025

Great app.

5
Great app. Clean, friendly and not too much information Reviewed on: 21st April 2025

Easy to use app- competitive rates- clear instructions

5
Easy to use app- competitive rates- clear instructions Reviewed on: 21st April 2025

Fabulous Bank

5
Great customer service with very helpful telephone line operators, very easy to use App and excellent interest rates. Reviewed on: 21st April 2025

Love Atom

5
Love using Atom bank. App easy to navigate and customer service next to none. Reviewed on: 21st April 2025

No more leaving my excess money in my current account

5
After leaving my excess money in my current account I was looking for an accessible online account that offered higher interest rates comparable to an ISA. The ATOM was easy to set up on my iPad, the app provides real time updates on the interest I am earning on my savings. Reviewed on: 21st April 2025

Good banking app!

5
Set up is easy, rates very competitive. I feel safe using it. Money transfer is quick and instant. Easy to check balance via app. Reviewed on: 21st April 2025

Always get good interest rate with Atom.

5
Been investing with Atom for several years now, had always got a great interest return. Reviewed on: 21st April 2025

Do you have a different Atom Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Atom Bank?

  • Business Loans

    from Atom Bank 4.18 from 7 reviews
    Atom Bank
  • Mortgages

    from Atom Bank 3.80 from 50 reviews
    Atom Bank
    View all products