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Atom Bank: Savings reviews

4.91
Based on 5,209 reviews, last reviewed 20th Apr 2026
7857% increase in 5 star reviews
in the past 90 days
700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Very easy to use. Very easy to use. Rates not always the highest but I'm very happy overall Reviewed on: 20th April 2026
Kathy K's avatar
Kathy K

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5209)

Very easy to navigate,especially if you are not very...

5
Very easy to navigate,especially if you are not very tech savvy. Reviewed on: 11th February 2026

Happy lady

5
Been with Atom bank many years, always extremely happy when you have any queries, and rates are always excellent Reviewed on: 11th February 2026

Account Management

5
I have been with Atom Bank for several years and have always been happy with the ease of opening and managing my accounts online. Reviewed on: 11th February 2026

Very helpful

5
Contacted by phone only one in the years I have been with them. Quick to pick up, and were very patient and helpful ++. Reviewed on: 11th February 2026

Easy app to use

5
Easy app to use and good savings interest rates Reviewed on: 11th February 2026

Good way of saving money, easy to use and trusted...

4
Good way of saving money, easy to use and trusted Reviewed on: 11th February 2026

Fantastic customer service.

5
Fantastic customer service. Would recommend Atom to everyone Reviewed on: 11th February 2026

Probably the best that’s out there

5
They’ve always been very efficient and when I complained about a mistake that it happened they paid compensation. Reviewed on: 11th February 2026

Great app based bank

5
Very simple to move one savings product to another upon maturity. Easy process on the app. Reviewed on: 11th February 2026

Atom must be the most approachable bank in England.

5
Atom must be the most approachable bank in England. The service you receive is great and customer support if ever needed is jus a phone call away.Fantastic. Reviewed on: 10th February 2026

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