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Atom Bank: Savings reviews

4.91
Based on 5,209 reviews, last reviewed 20th Apr 2026
7857% increase in 5 star reviews
in the past 90 days
700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Very easy to use. Very easy to use. Rates not always the highest but I'm very happy overall Reviewed on: 20th April 2026
Kathy K's avatar
Kathy K

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5209)

Good interest rates,easy set up,good service

5
Good interest rates,easy set up,good service Reviewed on: 10th February 2026

Simple and easy to navigate

5
Been using the bank for years. It's easy convenient and has a simple interface which is what I prefer Reviewed on: 10th February 2026

Great rates, easy to use app.

5
Great rates, easy to use app. Haven't needed to use customer service. Reviewed on: 10th February 2026

great bank

5
Been with this bank for years now always has great products easy to use and helpful staff. Reviewed on: 10th February 2026

Very simple to use and consistently high rates of in...

5
Very simple to use and consistently high rates of interest Reviewed on: 10th February 2026

The products is very easy to invest in and a good in...

5
The products is very easy to invest in and a good interest rate Reviewed on: 10th February 2026

Really delighted with Atom.

5
Really delighted with Atom. Everything is so easy and clear to use on their app. I can't comment on customer service, as I haven't had to deal with them yet. The interest rate is very good. Happy days! Reviewed on: 10th February 2026

Easy to use app to set up accounts, at and withdraw...

5
Easy to use app to set up accounts, at and withdraw savings. Reasonable rates Reviewed on: 10th February 2026

Excellent service 100%

5
I have used Atom Bank for a lot of years they are a very good and reliable I would certainly recommend them. Reviewed on: 10th February 2026

Good rates, user-friendly app.

5
Good fixed-term savings rates. Very user-friendly app. Haven’t had any difficulties with Atom. Reviewed on: 10th February 2026

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