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Atom Bank: Savings reviews

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4.92
Based on 5,008 reviews, last reviewed 4th Mar 2026
18750% increase in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Perfectly straightforward and easy to use. Perfectly straightforward and easy to use. Reviewed on: 4th March 2026
Margaret's avatar
Margaret

Latest lowest rating:

1

Circumstances changed, couldn't withdraw fixed rate... Circumstances changed, couldn't withdraw fixed rate account even though I said I would be prepared to incur a small fee, not helpful at all, not impre... Read more Reviewed on: 4th March 2026
Geana B's avatar
Geana B
Read all reviews Write a review

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Review Atom Bank: Savings now

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Atom Bank Savings reviews (5008)

Always get good interest rate with Atom.

5
Been investing with Atom for several years now, had always got a great interest return. Reviewed on: 21st April 2025
Graham R's avatar
Graham R

Trustworthy & Reliable

5
Atom bank has a good reputation on other financial websites, and other media, such as Martin Lewis money program. They have always made transactions for the end user straight forward and simple to understand. I have found them to be "reliable" Reviewed on: 21st April 2025
Paul H's avatar
Paul H

Atom bank has provided a great rate of interest for...

5
Atom bank has provided a great rate of interest for my savings over the last two years. The app on my phone is simple to use and provides all the information I require. I would definitely recommend Atom to others. Reviewed on: 21st April 2025
Darren D's avatar
Darren D

Excellent Experience

5
The Atom Bank App gives easy access and I've never experienced problems in the 2.5 years I've had an account. It seems very secure but also it's easy to transfer money from and to. Overall an excellent experience. Reviewed on: 21st April 2025
Lyn E's avatar
Lyn E

Good bank, easy to use, everything online, pretty go...

5
Good bank, easy to use, everything online, pretty good interest rates compared to the market. Reviewed on: 21st April 2025
Tarsha H's avatar
Tarsha H

Wonderful experience with the bank great service

5
Had an experience with the bank for a year and they have been excellent no worries at all. Reviewed on: 21st April 2025
Angel's avatar
Angel

Ease of use

5
Easy to use site and information is clear to understand Reviewed on: 21st April 2025
Andrew's avatar
Andrew

very happy

5
Easy to use set up and app. Best interest rate when selected. Instant notifications of investment. Very happy with all communication. Reviewed on: 21st April 2025
Karen E's avatar
Karen E

Great option for fixed term savings

5
I’ve had a few fixed term savings accounts with Atom. Been very easy to open with good interest rates and responsive customer service. Reviewed on: 21st April 2025
Kate's avatar
Kate

Great online bank customer service is always immedia...

5
Great online bank customer service is always immediate and things resolved quickly. Reviewed on: 21st April 2025
Mary's avatar
Mary

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