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Atom Bank: Savings reviews

4.91
Based on 5,209 reviews, last reviewed 20th Apr 2026
7857% increase in 5 star reviews
in the past 90 days
700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Very easy to use. Very easy to use. Rates not always the highest but I'm very happy overall Reviewed on: 20th April 2026
Kathy K's avatar
Kathy K

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5209)

Happy Investor.

5
Easy to set up and good 3 year interest rates. Hope to use again. Reviewed on: 10th February 2026

Best Bank I’ve used.

5
I have used many banks, but think that Atom is the best. Reviewed on: 10th February 2026

Great nothing better, simple professional and best r...

5
Great nothing better, simple professional and best rates Reviewed on: 10th February 2026

Atom bank experience

5
Easily the best banking experience I have used in a long time . App is the best, bur also easy to get hold of a real person when needed Reviewed on: 10th February 2026

A good alround service

5
Great App, easy to use, fair rates. A good alround service Reviewed on: 10th February 2026

Being of a certain age, it is sometimes daunting to...

4
Being of a certain age, it is sometimes daunting to go through the rigmarole of downloading an app and applying for a product, and yes , it was all that but well worth in the end. Great products and excellent customer service. What more could you ask for? Reviewed on: 10th February 2026

Very straightforward to use and security levels are...

5
Very straightforward to use and security levels are reassuring Reviewed on: 10th February 2026

Highly recommended

5
Very easy banking, their app is one of the best out there. Always been happy with service and ease of use. Reviewed on: 10th February 2026

Great returns on investment,

5
Great returns on investment, easy to use and does exactly what you need. Reviewed on: 10th February 2026

Simple with good rates

5
Very straightforward helpful bank, no hassle, just easy to bank with good rates. Reviewed on: 10th February 2026

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