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Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5209 reviews)

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4.91

Based on 5,209 reviews, last reviewed 20th Apr 2026

7857% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Very easy to use. Very easy to use. Rates not always the highest but I'm very happy overall Reviewed on: 20th April 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5209)

Excellent Bank.

Only had to use customer service once and it was very good, the point being that Atom hasn't raised any problems, the onetime was a mistake by myself. I have used many of their accounts and have found them very competitive. Transfers in and out are handled quickly. Reviewed on: 23rd January 2026

Top ratings for ATOM.

Website easy to navigate. Shows everything at your fingertips. Great interest rates. Keep going back for more. Reviewed on: 23rd January 2026

Very easy to use Friendly customer service

Very easy to use Friendly customer service Reviewed on: 22nd January 2026

Easy app with good rates

I really liked the ease of this app. The savings rate was market leading. Customer service great. Reviewed on: 22nd January 2026

App provides info on projected interest

I opened a fixed saver via the Atom Bank app and thought it was excellent. Super quick and easy. I really like the timeline and the calculated interest is a really great feature that few apps or accounts have. I really appreciate this feature I can track my tax liability which is important to me. Reviewed on: 22nd January 2026

Atom bank

I had a problem that Atom sorted out very quickly,they offer competitive savings rates with a very good app that’s easy to use. Reviewed on: 22nd January 2026

Easy to understand

No Problems at all easy to use and understand Reviewed on: 29th December 2025

Brilliant service.

Brilliant service. Very efficient. Would recommend without hesitation. Reviewed on: 14th October 2025

Good product offers fair returns

Good product offers fair returns Reviewed on: 5th September 2025

Atom Bank Review

Good bank. Good App. Easy to maneouvre Reviewed on: 30th June 2025

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