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Atom Bank: Savings reviews

4.91
Based on 5,209 reviews, last reviewed 20th Apr 2026
7857% increase in 5 star reviews
in the past 90 days
700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Very easy to use. Very easy to use. Rates not always the highest but I'm very happy overall Reviewed on: 20th April 2026
Kathy K's avatar
Kathy K

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5209)

Easy to use

4
No problem using app. Very simple Reviewed on: 10th February 2026

Great easy to use app and great for savings.

5
Great easy to use app and great for savings. Reviewed on: 10th February 2026

Good place to hold money.

5
Good place to hold money. They don’t constantly hassle you to buy other services like most high street banks. Reviewed on: 10th February 2026

Easy to set up fixed rate bonds.

5
Easy to set up fixed rate bonds. Good rates of interest. Easy to use app Reviewed on: 10th February 2026

Value for money has diminished over time

4
Value for money has diminished over time Reviewed on: 10th February 2026

excellent bank for savings account 10/10 would recco...

5
excellent bank for savings account 10/10 would reccomend Reviewed on: 10th February 2026

easy to set up and app is user friendly

5
Savings account was easy to set up and the app is very easy and clear to go through. I occasionally get emails giving updates about my account. Reviewed on: 10th February 2026

Easy to set up accounts.

5
Easy to set up accounts. Clear on screen information in the app on how the account is performing love it thx Reviewed on: 10th February 2026

A very efficient and easy to manage service.

5
A very efficient and easy to manage service. Reviewed on: 10th February 2026

All savings accounts are easy to set up and transfer...

5
All savings accounts are easy to set up and transfer between .better rates than the big banks Reviewed on: 24th January 2026

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