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Atom Bank: Savings reviews

4.91
Based on 5,209 reviews, last reviewed 20th Apr 2026
7857% increase in 5 star reviews
in the past 90 days
700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Very easy to use. Very easy to use. Rates not always the highest but I'm very happy overall Reviewed on: 20th April 2026
Kathy K's avatar
Kathy K

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5209)

Great banking app with market leading interest rates.

5
The app is very good, simple to use and very secure. Their savings rates are always competitive and market leading. Reviewed on: 18th June 2025

Great place for your money

5
Easy to open, easy to use, easy to transfer between their products.Fast response with any queries all in all I recommend them Reviewed on: 14th June 2025

excellent service via the seamfree app

5
excellent service via the app which is so easy to use Reviewed on: 13th June 2025

The process for setting up an account is very simple...

5
The process for setting up an account is very simple and the security steps are very comprehensive. Reviewed on: 13th June 2025

They are always quick to respond and answer plus the...

5
They are always quick to respond and answer plus they have a really fast service. There is a limited number of options but they are always good options. Reviewed on: 13th June 2025

Always easy to open and deposit or withdraw cash

5
Always easy to open and deposit or withdraw cash Reviewed on: 13th June 2025

Excellent online service.

5
Excellent online service. Easy to deal with. Great backup staff at hand. Reviewed on: 12th June 2025

Check the Piggy Bank to see your interest growing

5
Atom is easy to use, has excellent interest rates and is entertaining, when you click on interest a little piggy bank appears which shows you your saving streak and when your interest is due. All you statements are easily accessible in the vault, a vey easily navigated app. Reviewed on: 12th June 2025

Great app and friendly customer services

5
The Atom banking app is very intuitive and it is easy to call customer services, who are friendly and helpful. Reviewed on: 29th May 2025

First class service

5
I’ve had nothing but a first class experience with Atom Bank. Reviewed on: 24th May 2025

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