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Atom Bank: Savings reviews

Name: Savings
Rating: 4.89 (4594 reviews)

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4.92

Based on 4,594 reviews, last reviewed 29th Dec 2025

100% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Easy to understand No Problems at all easy to use and understand Reviewed on: 29th December 2025

Latest lowest rating:

1

Regular inverster Very easy fix bond.renewal / reinvest made very simple Reviewed on: 17th April 2025

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About this product

Atom Bank launched in 2016 with two savings products, their one year fixed saver, and their two year fixed saver.

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Atom Bank Savings reviews (4594)

Review of the Atom Bank, Savings:

Competitive rate - easy to open - good communication

I have not used Atom bank before, but wanted a bank where I could open multiple accounts with the minimum of fuss. The range of accounts on offer is great and I opened three fixed savers over different time periods in line with my needs (and an instant saver for a slush fund). The account opening process was very quick, easy to navigate and I understood where I was at all times. The rates on offer are far superior to the big banks and of course, the FSCS protection of £85,000 is very reassuring. If the interest remain competitive I look forward to being a customer for many years to come. Well done Atom! Reviewed on: 23rd March 2023

Great service

The app is easy to use and navigate. When I have contacted customer service over the phone, I get a quick and friendly response from a real person! Overall, very happy with my experience. Reviewed on: 24th April 2025

Excellent bank.

Excellent bank. Great service and App. Reviewed on: 24th April 2025

Tge interest rates are superb an the app is so easy...

Tge interest rates are superb an the app is so easy to use. Reviewed on: 24th April 2025

Online ease.

I have fixed rates saving with Atom Bank, I do everything on line via the app which makes it very easy. Reviewed on: 24th April 2025

Easy to open and operate account with very competiti...

Easy to open and operate account with very competitive interest rates Reviewed on: 24th April 2025

Some of the verification features and customer suppo...

Some of the verification features and customer support need working on. But the process is fairly seamless! Reviewed on: 23rd April 2025

App is clear and simple

The app has been so clear and simple that I can’t recall ever contacting their customer support. Reviewed on: 23rd April 2025

Such an easy App to upload and use.

Such an easy App to upload and use. Very competitive interest rates. Recommended by MSE which helped me choose Atom Reviewed on: 23rd April 2025

Fast and efficient service with a great app which is...

Fast and efficient service with a great app which is easy to navigate Reviewed on: 23rd April 2025

Smooth smiles all round

I use Atom for an instant access savings account, the simple facial recognition access means no passwords to forget and linked current account helps smooth transfers without account number checks and fraud worries. A smooth running, intuitive app keeps money flowing and me smiling. Reviewed on: 23rd April 2025

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