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Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5155 reviews)

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4.91

Based on 5,155 reviews, last reviewed 6th Mar 2026

51200% increase in 5 star reviews

in the past 90 days

600% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Fixed deposit and cash saver both brilliant. Fixed deposit and cash saver both brilliant. App easy to use. Well done Atom Bank. Reviewed on: 6th March 2026

Latest lowest rating:

1

Unable to open the app and no help from Atom staff. Unable to open the app and no help from Atom staff. Reviewed on: 5th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5155)

Review of the Atom Bank, Savings:

I opened a new account with Atom and got a bonus int...

I opened a new account with Atom and got a bonus interest rate which really helped my money work harder. It was so easy to open an account using the app on my mobile phone. No fuss, it's just so easy to bank with Atom. Reviewed on: 16th April 2025

Easy to use account

App based savings account. So easy to use to deposit and access cash Reviewed on: 21st April 2025

Simple straight processes back by a fabulous custome...

Simple straight processes back by a fabulous customer service team. Offers are clear and easy to understand. Reviewed on: 21st April 2025

Love the app - so easy to use.

Love the app - so easy to use. Plus Atom offers a simple, straightforward range of instant savers and fixed savings accounts. Reviewed on: 21st April 2025

So far, been good.

So far, been good. The rates were very competitive Reviewed on: 21st April 2025

The phone app works very well, and is easy to use.

The phone app works very well, and is easy to use. The interest rate is not quite as competitive as it was when I joined, but still represents a good interest rate for an instant access account. Reviewed on: 21st April 2025

All good.

Good saving rates. Easy to set up on-line account. Simple to use the app. All good. Reviewed on: 21st April 2025

online/ phone Easy to use service

I find Atom Bank online services so easy to use, Excellent service and excellent interest rates in this very difficult financial times, I do recommend Atom to my friends and family Reviewed on: 21st April 2025

Easy to manage Savings account

Easy to open account online. No need to provide identification documents which can be onerous with some banks insisting on seeing original documents. Easy to manage account through their APP. Excellent interest rate too! Reviewed on: 21st April 2025

Great bank for saving money, easy to use, simple

Great bank for saving money, easy to use, simple Reviewed on: 21st April 2025

Easy to use APP, fuss free

Easy to use APP, fuss free. Having had a more than one account over several years I have found the interest rates to be competitive. Depositing and withdrawing funds is simple and good notifications recieved after each tranaction. Reviewed on: 21st April 2025

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