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Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5209 reviews)

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4.91

Based on 5,209 reviews, last reviewed 20th Apr 2026

7857% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Very easy to use. Very easy to use. Rates not always the highest but I'm very happy overall Reviewed on: 20th April 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5209)

Atom good rates, easy to use app.

Atom have be great from my savings, good rates and easy to track using their app. Reviewed on: 22nd April 2025

The Atom bank app is extremely userfriendly and give...

The Atom bank app is extremely userfriendly and gives clear information. The bank has competitive rates. I am a happy customer. Reviewed on: 22nd April 2025

Easy to use - good rates

very straightforward, Atom were suggested as a saving account, it had a competitive interest rate and it was highlighted as easy to use. I've been transferring it regular amounts, notifications come up straight away on the deposits I make. No complaints at all Reviewed on: 22nd April 2025

Great App.

Great App. Would highly recommend Reviewed on: 22nd April 2025

Online portal

I have only needed to make transactions into my newly set up account and so far it has been a smooth online service. Reviewed on: 22nd April 2025

Great 1-year fixed rate savings account

Great 1-year fixed rate savings account Reviewed on: 22nd April 2025

Atom Account

Easy to set up and use , and customer services easy to access , and always helpful . Reviewed on: 22nd April 2025

Great banking experience, very straight forward

Great banking experience, very straight forward Reviewed on: 22nd April 2025

Highly recommend this user friendly, good value bank.

I've used multiple Atom bank products for short term and long term savings reasons. The app is excellent, the communication is brilliant and the rates are unbeatable. I really like the security features and I've recommended Atom bank to lots of friends. Reviewed on: 22nd April 2025

Great App. Easy to Use

The Atom app is so completely easy to use. It is straight forward and easy to open accounts, transfer money, see what accounts you have and how they are doing. Couldn't be happier with it Reviewed on: 22nd April 2025

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