Smart Money People Logo

Atom Bank: Savings reviews

4.91
Based on 5,209 reviews, last reviewed 20th Apr 2026
7857% increase in 5 star reviews
in the past 90 days
700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Very easy to use. Very easy to use. Rates not always the highest but I'm very happy overall Reviewed on: 20th April 2026
Kathy K's avatar
Kathy K

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Review Atom Bank: Savings now

Help others make smarter decisions by sharing your own experience. Write a review

Atom Bank Savings reviews (5209)

Simple, Easy, Straightforward

4
Have used Atom multiple times over the last couple of years, they often have some of the best interest rates. The app is easy to use to open new accounts and manage existing ones. Reviewed on: 22nd April 2025

The app is just so easy to use.

5
The app is just so easy to use. Great institution. Reviewed on: 22nd April 2025

Atom Bank app is very easy to use.

5
Atom Bank app is very easy to use. I get plenty of notice of fixed rates ending and options are clear. Reviewed on: 22nd April 2025

I found Atom Bank easy to use

5
I found Atom Bank easy to deal with and I’m happy with the account I have with them. Great interest rate too. The app is also easy to use unlike some. Reviewed on: 22nd April 2025

Good interest rate.

5
Good interest rate. Online app user friendly. No fave to face interaction so can only comment on the account opening ease of use on the app Reviewed on: 22nd April 2025

I've been saving with ATOM for many years.

5
I've been saving with ATOM for many years. Range of products and interest rates are what I was initially drawn to, coupled with a positive recommendation from the Martin Lewis TV programme. Customer service has always been great ! Reviewed on: 22nd April 2025

Easy to set up, save and understand your investment

5
Easy to set up, save and understand how your investment will work. Good range of saving options that are easy to understand. I've used Atom for the last two years and can't think of any drawbacks, so that is also a benefit. Reviewed on: 22nd April 2025

Simple and Consistent Interest

5
Clear layout and consistent interest rate Reviewed on: 22nd April 2025

Easy to open account and straight forward app.

5
Easy to open account and straight forward app. Competitive interest rates Reviewed on: 22nd April 2025

The app is super easy to use.

5
The app is super easy to use. The communication - both app and email - is clear and concise Reviewed on: 22nd April 2025

Review Atom Bank: Savings now

Help others make smarter decisions by sharing your own experience. Write a review