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Atom Bank: Savings reviews

4.91
Based on 5,209 reviews, last reviewed 20th Apr 2026
7857% increase in 5 star reviews
in the past 90 days
700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Very easy to use. Very easy to use. Rates not always the highest but I'm very happy overall Reviewed on: 20th April 2026
Kathy K's avatar
Kathy K

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5209)

Friendly efficient call handlers.

5
Don't have to call them much but when I do it's always a friendly efficient person to answer my enquiries who picks up the phone. Reviewed on: 22nd April 2025

Easy to use App

5
Have used Atom for a number of years. Great App very easy to use. Reviewed on: 22nd April 2025

the best product to save money.

5
Researched the best product to save money. Atom came top. They offer many products that help you build. Short or long term with good return. Accessible app easy to navigate. Recommended to family Reviewed on: 22nd April 2025

High interest on a monthly basis

4
High interest on a monthly basis Reviewed on: 22nd April 2025

Best bank for savings

5
Easy to use app, excellent savings rates and keeps you informed Reviewed on: 22nd April 2025

Great app.

5
Great app. Clean, friendly and not too much information Reviewed on: 21st April 2025

Easy to use app- competitive rates- clear instructions

5
Easy to use app- competitive rates- clear instructions Reviewed on: 21st April 2025

Fabulous Bank

5
Great customer service with very helpful telephone line operators, very easy to use App and excellent interest rates. Reviewed on: 21st April 2025

Love Atom

5
Love using Atom bank. App easy to navigate and customer service next to none. Reviewed on: 21st April 2025

No more leaving my excess money in my current account

5
After leaving my excess money in my current account I was looking for an accessible online account that offered higher interest rates comparable to an ISA. The ATOM was easy to set up on my iPad, the app provides real time updates on the interest I am earning on my savings. Reviewed on: 21st April 2025

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