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Atom Bank: Savings reviews

4.81
Based on 5,210 reviews, last reviewed 28th Apr 2026
84% decrease in 5 star reviews
in the past 90 days
83% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Continuing excellence. Never had any problems. Good savings rates.. Reviewed on: 28th April 2026
Robert B's avatar
Robert B

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Review Atom Bank: Savings now

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Atom Bank Savings reviews (5210)

Reliable banking

5
Easy app to use and navigate. Good competitive interest rates, easy to open an account and add or withdrawer money. Monthly statement and always kept informed. Reviewed on: 19th April 2025

Easy to set up and great rates.

5
Easy to set up and great rates. Give them a try!! Reviewed on: 19th April 2025

Personal opinion.

5
After a shaky start due to a misunderstanding, everything has worked out ok. Reviewed on: 19th April 2025

Great rates and easy to use App make banking with At...

5
Great rates and easy to use App make banking with Atom stress free Reviewed on: 19th April 2025

It's a very easy banking experience.

5
It's a very easy banking experience. I have an ISA with them which I set up via MSE and that gives me an excellent rate. I have the app on my phone and tablet so I can check on my money whenever and where ever I am. Easy peasy Reviewed on: 19th April 2025

Simple, clear and easy to navigate app.

5
Simple, clear and easy to navigate app. Great rates, what’s not to like. Reviewed on: 19th April 2025

The App is easy to use.

5
The App is easy to use. Accounts easily available to view. I have had no difficulty in accessing previous documents to view interest payments for tax purposes Reviewed on: 19th April 2025

Easy to set up, easy to use, good rates

5
Easy to set up, easy to use, good rates, reliable reminders when account matures Reviewed on: 19th April 2025

Very easy to use great way to invest and get.

5
Very easy to use great way to invest and get. Better interest rate Reviewed on: 19th April 2025

Hassle free

5
Takes the hassle out of managing money and eases access Reviewed on: 19th April 2025

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