Smart Money People Logo

Atom Bank: Savings reviews

4.92
Based on 4,601 reviews, last reviewed 24th Jan 2026
250% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

All savings accounts are easy to set up and transfer... All savings accounts are easy to set up and transfer between .better rates than the big banks Reviewed on: 24th January 2026
Claire f's avatar
Claire f

Latest lowest rating:

1

Regular inverster Very easy fix bond.renewal / reinvest made very simple Reviewed on: 17th April 2025
Happy customer's avatar
Happy customer

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Review Atom Bank: Savings now

Help others make smarter decisions by sharing your own experience. Write a review

Atom Bank Savings reviews (4601)

Easy to operate although sometimes facial recognitio...

5
Easy to operate although sometimes facial recognition doesn’t work but other options are fine. Reviewed on: 17th April 2025

Savings rates could be more competitive however good...

5
Savings rates could be more competitive however good app easy to use Reviewed on: 17th April 2025

Great savings accounts and easy to set up on app

5
Great savings accounts and easy to set up on app Reviewed on: 17th April 2025

Atom bank is easy to open account and secure for mon...

5
Atom bank is easy to open account and secure for money . This bank also give you hight interest rate too . Reviewed on: 17th April 2025

Very easy to use.

5
Very easy to use. Simple. Well explained Reviewed on: 17th April 2025

Easy to use via the app.

5
Easy to use via the app. Good savings rates. Reviewed on: 17th April 2025

Great rates and really easy to setup and use.

5
Really easy to setup and use, and has the best rates I have found outside of a cash ISA. Reviewed on: 17th April 2025

Great app based savings

5
Great savings, fixed rates and easy to use app. What's more to like? Reviewed on: 17th April 2025

Review of Saving

5
What I like about Atom is you can see your savings grow each month. If there is any change in interest rate they will let you know . Reviewed on: 17th April 2025

The App is easy to use and great Customer Service.

5
The App is easy to use. Customer services are very helpful. We took out our mortgage with Atom Bank and everything went very well. Everything is always straight forward. Reviewed on: 17th April 2025

Do you have a different Atom Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Atom Bank?

  • Business Loans

    from Atom Bank 4.18 from 7 reviews
    Atom Bank
  • Mortgages

    from Atom Bank 3.85 from 50 reviews
    Atom Bank
    View all products