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Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5210 reviews)

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4.81

Based on 5,210 reviews, last reviewed 28th Apr 2026

78% increase in 5 star reviews

in the past 90 days

150% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Continuing excellence. Never had any problems. Good savings rates.. Reviewed on: 28th April 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5210)

Instant Saver a Winner.

Instant Saver a Winner. Monthly interest, and the rate only reduces in the month you make a withdrawal. Very handy push notifications. Mobile app easy to navigate, even for a dinosaur like me. Reviewed on: 19th April 2025

Download the app transfer your money and you're off.

Download the app transfer your money and you're off. Simple. Watch your savings grow. Reviewed on: 19th April 2025

The best savings rates toda

Excellant rates of interest on savings among the highest,always updating your information Reviewed on: 19th April 2025

Excellent Bank

Excellent customer service and interest rates. Recommend to everyone Reviewed on: 19th April 2025

I have always been happy with the online service via...

I have always been happy with the online service via the app Atom provide Reviewed on: 19th April 2025

Very easy to manage online with decent rates.

Very easy to manage online with decent rates. Reviewed on: 19th April 2025

I have more than one bank account and atom is by far...

I have more than one bank account and atom is by far the easiest to access and use Reviewed on: 19th April 2025

Friendly tone, app could be a little slicker

Friendly tone, app could be a little slicker Reviewed on: 19th April 2025

Straightforward saving

Great interest rates, easy to use app. Reviewed on: 19th April 2025

Seamless Service and Great Rates!

I truly cannot fault the process – everything from the initial setup to the communication throughout went smoothly and efficiently. An added bonus was the great rate we were able to achieve, which made the whole experience even better! Thank you again for the excellent service. Reviewed on: 19th April 2025

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