Paid advertisement
Smart Money People Logo

Atom Bank: Savings reviews

4.81
Based on 5,210 reviews, last reviewed 28th Apr 2026
78% increase in 5 star reviews
in the past 90 days
150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Continuing excellence. Never had any problems. Good savings rates.. Reviewed on: 28th April 2026
Robert B's avatar
Robert B

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Review Atom Bank: Savings now

Help others make smarter decisions by sharing your own experience. Write a review

Atom Bank Savings reviews (5210)

Excellent banking with Atom

5
Great online banking app. Easy to use. All information and options in one place. Reviewed on: 19th April 2025

Great!!!

5
Great, simple to use app. Great interest rates for savers. Reviewed on: 19th April 2025

Atom bank have been excellent.

5
Atom bank have been excellent. I even manage to persuade my friend on open an account with them, even though she said “I don’t like app only banks”. Reviewed on: 19th April 2025

Easy to use savings account with good interest rate

5
Great interest rate for a savings account. No minimum monthly deposit requirements or limits on withdrawals when required. Reviewed on: 19th April 2025

Excellent service and great products

5
Excellent service and great products Reviewed on: 19th April 2025

Excellent Service: Quick and easy

5
Excellent Service: Quick and easy Reviewed on: 19th April 2025

Clarity in how to apply for savings accounts

4
Clarity in how to apply for savings accounts Reviewed on: 19th April 2025

Top interest rates and an easy to use App

5
Top interest rates and an easy to use App Reviewed on: 19th April 2025

Atom excellent service

5
Excellent service with very competitive rates easy to use when depositing or withdrawing would recommend Atom Reviewed on: 19th April 2025

Easy to use AP and good range of savings accounts.

5
Easy to use AP. Moving money is simple. Good rates of interest and selection of savings options. Reviewed on: 19th April 2025

Do you have a different Atom Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Atom Bank?

  • Mortgages

    from Atom Bank 4.23 from 50 reviews
    Atom Bank
  • Business Loans

    from Atom Bank 4.12 from 7 reviews
    Atom Bank
    View all products