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Atom Bank: Savings reviews

Name: Savings
Rating: 4.81 (5213 reviews)

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4.81

Based on 5,213 reviews, last reviewed 24th Jun 2026

97% decrease in 5 star reviews

in the past 90 days

86% decrease in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Clean and efficient Atom has multiple products available dependent on your goals and the App interface is very clean and simple to use. Reviewed on: 16th June 2026

Latest lowest rating:

1

phone stolen . Atom lethargic in their response I had my phone stolen . While Barclays acted like lightning to secure my accounts. Atom was slow ,uninterested and not clear with the explanations of ... Read more Reviewed on: 24th June 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5213)

Top interest rates and an easy to use App

Top interest rates and an easy to use App Reviewed on: 19th April 2025

Atom excellent service

Excellent service with very competitive rates easy to use when depositing or withdrawing would recommend Atom Reviewed on: 19th April 2025

Easy to use AP and good range of savings accounts.

Easy to use AP. Moving money is simple. Good rates of interest and selection of savings options. Reviewed on: 19th April 2025

Banking with Atom an excellent experience.

I have with Atom Bank for around five years, and it that time my experience of the service and ongoing communication has been excellent Reviewed on: 19th April 2025

No Issues easy to use website great interest rates e...

No Issues easy to use website great interest rates excellent communication Reviewed on: 19th April 2025

One of the best online Banks

I feel I have always had satisfactory service with Atom and my money is in safe hands. I have earned good interest on my money since being with Atom. Reviewed on: 19th April 2025

It's ok, I have had accounts with them before, very...

It's ok, I have had accounts with them before, very secure, and for me so much that it puts me off using the app. Reviewed on: 19th April 2025

I have never earned so much interest in such a short...

I have never earned so much interest in such a short amount of time. My friend informed me about Atom and assisted me in setting up an account. The interest really makes me want to save. I just cannot believe how easy it is to use and to check the interest accrued each month. Then I discovered another friend used Atom too. Of course they have much more money than I’ve put. In although I’m thinking about adding more money into my account. The interest I’ve accrued is a great incentive to save more. Reviewed on: 19th April 2025

Atom Interest Rates

I’ve had numerous accounts with Atom over the years and they regularly have the most competitive saving interest rates. Reviewed on: 19th April 2025

Top Class Banking!!

I’ve been banking with Atom for many years now and absolute love their savings products for their constantly amazing interest rates that always beat the high street banks! Their customer service is 2nd to non should you ever need any help, and the App is an absolute dream to use! So clear, easy and efficient. I also love the instant confirmation notifications when you move money about.! My husband also saves with Atom now and has also been blown away with the ease and efficiency of the app and the super competitive rates! We can’t ever imagine banking without Atom! Atom offer no nonsense banking that beats its competitors hands down!! We’re pleased to be part of the Atom journey! Reviewed on: 19th April 2025

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