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Atom Bank: Savings reviews

Name: Savings
Rating: 4.81 (5214 reviews)

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4.81

Based on 5,214 reviews, last reviewed 3rd Sep 2026

93% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Atomic savings provider The App is so easy to use. The communication, when savings are coming to maturity, with options so simple to execute. Reviewed on: 3rd September 2026

Latest lowest rating:

1

phone stolen . Atom lethargic in their response I had my phone stolen . While Barclays acted like lightning to secure my accounts. Atom was slow ,uninterested and not clear with the explanations of ... Read more Reviewed on: 24th June 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5214)

Top Class Banking!!

I’ve been banking with Atom for many years now and absolute love their savings products for their constantly amazing interest rates that always beat the high street banks! Their customer service is 2nd to non should you ever need any help, and the App is an absolute dream to use! So clear, easy and efficient. I also love the instant confirmation notifications when you move money about.! My husband also saves with Atom now and has also been blown away with the ease and efficiency of the app and the super competitive rates! We can’t ever imagine banking without Atom! Atom offer no nonsense banking that beats its competitors hands down!! We’re pleased to be part of the Atom journey! Reviewed on: 19th April 2025

Easy to open & invest

I’m new to the world of investing so needed an account that was easy to open and invest. Atom hit the nail on the head! Reviewed on: 19th April 2025

Excellent service

Atom Bank offer a great service with competitive rates. Everything can be done with ease online. Reviewed on: 19th April 2025

Great banking app

I have opened a couple of savings accounts online without any issues and I find the app very easy to navigate.the communication is also very good with information about rates and products. Reviewed on: 19th April 2025

the app is easy...good interest rate

I have been a customer not long, but the app is easy to us, good interest rate provide. Reviewed on: 19th April 2025

No hustle just service.

No hustle just service..responsive and timely. Easy to navigate. Reviewed on: 19th April 2025

Atom bank is just great

App is great, well thought out. Clear and most helpful information all contained within the app Reviewed on: 19th April 2025

I’m not tech-savvy but the app was easy to manage an...

I’m not tech-savvy but the app was easy to manage and opening an account was very straightforward;, unusually in my experience, I didn’t encounter any difficulties. I am pleased with the rate and the app gives me all the up-to-date info I need. Reviewed on: 18th April 2025

Straight forward sign up.

Straight forward sign up. Great saving rate Reviewed on: 18th April 2025

App-y customer

I wanted an easy way to park a chunk of savings and get some half-decent interest on it, and Atom's app does exactly that - super-easy to use, great rates, easy to roll over. Spot on. Reviewed on: 18th April 2025

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