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Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5210 reviews)

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4.81

Based on 5,210 reviews, last reviewed 28th Apr 2026

78% increase in 5 star reviews

in the past 90 days

150% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Continuing excellence. Never had any problems. Good savings rates.. Reviewed on: 28th April 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5210)

Since first reading about Atom I decided to put my s...

Since first reading about Atom I decided to put my savings with them. The app is so easy to use and if I want access to my funds it is done immediately. I also like the fact that they are quick to alter interest rates. Reviewed on: 18th April 2025

Excellent online bank

Excellent app, easy to use, and great choice of products with competitive rates. Reviewed on: 18th April 2025

easy to use and convenient

easy to use and convenient great interest rate Reviewed on: 18th April 2025

No hassle experience.

Great rates plus easy to use app. Good communication in the event of any queries ets. So different to others.! Reviewed on: 18th April 2025

Excellent service since joining Atom

Excellent service since joining Atom Reviewed on: 18th April 2025

Great account, easy to set up and use.

So easy to set up an account. The App is clear and simple to use, and a great interest rate. Reviewed on: 18th April 2025

Atom is fab.

There system is practical and user friendly and makes me comfortable when using it. I feel confident that they are looking after my interests, Reviewed on: 18th April 2025

Been using their 12 month saver and it’s extremely e...

Been using their 12 month saver and it’s extremely easy to view and use Reviewed on: 18th April 2025

One of the best around

Been with Atom for a couple of years now and in that time I’ve had no issues whatsoever. Easy to navigate the app and adding/moving money. The savings rate is very competitive and as good as any currently on the market Reviewed on: 18th April 2025

I believe banking should be like having a silent par...

I believe banking should be like having a silent partner, you only contact them in exceptional circumstances and vice versa .I trust Atom with my money and leave it at that. Reviewed on: 18th April 2025

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