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Atom Bank: Savings reviews

Name: Savings
Rating: 4.81 (5213 reviews)

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4.81

Based on 5,213 reviews, last reviewed 24th Jun 2026

97% decrease in 5 star reviews

in the past 90 days

86% decrease in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Clean and efficient Atom has multiple products available dependent on your goals and the App interface is very clean and simple to use. Reviewed on: 16th June 2026

Latest lowest rating:

1

phone stolen . Atom lethargic in their response I had my phone stolen . While Barclays acted like lightning to secure my accounts. Atom was slow ,uninterested and not clear with the explanations of ... Read more Reviewed on: 24th June 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5213)

The app is great to use and transferring your money...

The app is great to use and transferring your money once saving plans mature is so easy Reviewed on: 18th April 2025

Good app

Really good app for quickness and telephone agents good too. Reviewed on: 18th April 2025

ATOM BANK THE POSITIVE DIGITAL UK BANK

I chose Atom because it’s the UK’s first digital App based bank. My savings are FSCS protected which gives me confidence.The customer service support is open from 8 am 8 pm 7 days a week. The staff are professional friendly and helpful.The saving rates are competitive with other well known brands. I have chosen to continue to invest with Atom Bank.I have recommended Atom Bank to my family and friends. Funny joke How does Atom Bank celebrate its birthday? It threw a big particle ! Reviewed on: 18th April 2025

Does what it says

Atom bank “does what it says on the tin “ good rates and keeps you informed about any changes. Good service Reviewed on: 18th April 2025

Great app and good rates

Atom have a simple application process and an easy to use app. They frequently have competitive interest rates for savings, and quickly react to base rate changes in either direction Reviewed on: 18th April 2025

Atom is a great online bank, but could be better

Atom is a great online bank - I didn't need to speak to anyone and all of the information I need is on the app which is really helpful. I also think all the details on interest rates and so on are very clearly laid out, which I appreciate. I was a little disappointed that the rates change so frequently (since I joined a month ago they have changed twice), and I also think the app is a little confusing to use, but all in all I would recommend it. Reviewed on: 18th April 2025

I'm very happy with Atom Bank, wwho provide a good i...

I'm very happy with Atom Bank, wwho provide a good interest rate for my savings and an easy set-up experiance. Reviewed on: 18th April 2025

Always there to help and actually speak to a human...

Always there to help and actually speak to a human Reviewed on: 18th April 2025

Easy and straight forward to open an account online.

Easy and straight forward to open an account online. Reviewed on: 18th April 2025

Simple and easy to manage accounts - Completely intu...

Simple and easy to manage accounts - Completely intuitive, clear and concise with no unnecessary hoops to negotiate. Reviewed on: 18th April 2025

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