Write a review

Go to business site

Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5210 reviews)

View other Atom Bank products

4.91

Based on 5,210 reviews, last reviewed 28th Apr 2026

78% increase in 5 star reviews

in the past 90 days

150% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Continuing excellence. Never had any problems. Good savings rates.. Reviewed on: 28th April 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

Read all reviews Write a review

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Review Atom Bank: Savings now

Help others make smarter decisions by sharing your own experience.

Write a review

Atom Bank Savings reviews (5210)

Excellent service.

I have invested money with Atom Bank for several years now. They offer good interest rates and with the excellent app setting up a new savings account and transferring money is so easy. They offer good customer service should you need help/advice is superb. Reviewed on: 18th April 2025

Very easy to use, my favourite neobank

Very easy to use, my favourite neobank Reviewed on: 18th April 2025

I was sceptical at first about handing my money over...

I was sceptical at first about handing my money over to a company on line. But I rang Durham and spoke to a human in a matter of seconds. They were both friendly and helpful. It was very quick to set the account up and I opted for the pay monthly interest, that other banks didn’t seem to offer. Excellent service and the fact you get to speak to a human in seconds is amazing these days Reviewed on: 18th April 2025

Atom are excellent

Atom have been supporting my needs since I first opened my account. Very happy with their services Reviewed on: 18th April 2025

Great experience

The App is so easy to use, and very straightforward to move money around Reviewed on: 18th April 2025

Helping 80 year olds.

Voice on the phone helped me, aged 80, through opening new account for when current 6 mths notice account expires. Reviewed on: 18th April 2025

I have been an Atom Bank customer for 5 years.

I have been an Atom Bank customer for 5 years. Almost all of my dealings are via their excellent app. This enables quick and easy transactions. My recent telephone contact with Callum at Atom Bank was expertly handles in an efficient and friendly manner. Reviewed on: 18th April 2025

The app is great to use and transferring your money...

The app is great to use and transferring your money once saving plans mature is so easy Reviewed on: 18th April 2025

Good app

Really good app for quickness and telephone agents good too. Reviewed on: 18th April 2025

ATOM BANK THE POSITIVE DIGITAL UK BANK

I chose Atom because it’s the UK’s first digital App based bank. My savings are FSCS protected which gives me confidence.The customer service support is open from 8 am 8 pm 7 days a week. The staff are professional friendly and helpful.The saving rates are competitive with other well known brands. I have chosen to continue to invest with Atom Bank.I have recommended Atom Bank to my family and friends. Funny joke How does Atom Bank celebrate its birthday? It threw a big particle ! Reviewed on: 18th April 2025

Do you have a different Atom Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Easy Saver
from Lloyds Bank 4.29 from 74 reviews
Savings
from Manchester Building Society 4.63 from 3 reviews
Savings
from Ford Money 4.17 from 41 reviews

Want to see more from Atom Bank?

Business Loans
from Atom Bank 4.18 from 7 reviews
Mortgages
from Atom Bank 3.80 from 50 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub