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Atom Bank: Savings reviews

4.81
Based on 5,213 reviews, last reviewed 24th Jun 2026
97% decrease in 5 star reviews
in the past 90 days
86% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Clean and efficient Atom has multiple products available dependent on your goals and the App interface is very clean and simple to use. Reviewed on: 16th June 2026
John 's avatar
John

Latest lowest rating:

1

phone stolen . Atom lethargic in their response I had my phone stolen . While Barclays acted like lightning to secure my accounts. Atom was slow ,uninterested and not clear with the explanations of ... Read more Reviewed on: 24th June 2026
George A's avatar
George A

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Review Atom Bank: Savings now

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Atom Bank Savings reviews (5213)

Good interest rate, easy to use App.

5
Good interest rate, easy to use App. Reviewed on: 18th April 2025

Such a simple app to use and the best accessibility...

5
Such a simple app to use and the best accessibility and interest rates. Reviewed on: 18th April 2025

Very smooth and slick operations

4
Quick and easy account opening and closing, very smooth user experience of the app, the customer service is quick to respond on the phone (and you speak to a human not robot!). Reviewed on: 18th April 2025

Excellent service.

5
I have invested money with Atom Bank for several years now. They offer good interest rates and with the excellent app setting up a new savings account and transferring money is so easy. They offer good customer service should you need help/advice is superb. Reviewed on: 18th April 2025

Very easy to use, my favourite neobank

5
Very easy to use, my favourite neobank Reviewed on: 18th April 2025

I was sceptical at first about handing my money over...

5
I was sceptical at first about handing my money over to a company on line. But I rang Durham and spoke to a human in a matter of seconds. They were both friendly and helpful. It was very quick to set the account up and I opted for the pay monthly interest, that other banks didn’t seem to offer. Excellent service and the fact you get to speak to a human in seconds is amazing these days Reviewed on: 18th April 2025

Atom are excellent

5
Atom have been supporting my needs since I first opened my account. Very happy with their services Reviewed on: 18th April 2025

Great experience

5
The App is so easy to use, and very straightforward to move money around Reviewed on: 18th April 2025

Helping 80 year olds.

5
Voice on the phone helped me, aged 80, through opening new account for when current 6 mths notice account expires. Reviewed on: 18th April 2025

I have been an Atom Bank customer for 5 years.

5
I have been an Atom Bank customer for 5 years. Almost all of my dealings are via their excellent app. This enables quick and easy transactions. My recent telephone contact with Callum at Atom Bank was expertly handles in an efficient and friendly manner. Reviewed on: 18th April 2025

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