Paid advertisement
Smart Money People Logo

Atom Bank: Savings reviews

4.81
Based on 5,210 reviews, last reviewed 28th Apr 2026
78% increase in 5 star reviews
in the past 90 days
150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Continuing excellence. Never had any problems. Good savings rates.. Reviewed on: 28th April 2026
Robert B's avatar
Robert B

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Review Atom Bank: Savings now

Help others make smarter decisions by sharing your own experience. Write a review

Atom Bank Savings reviews (5210)

Atomic bank...

5
Where others put their interest rates down Atom bank have increased theirs. Who else would do that , what more do you want. Reviewed on: 18th April 2025

Invest with Atom and it’s always been a good experie...

5
Invest with Atom and it’s always been a good experience. Easy to speak to someone too, if needed. Reviewed on: 18th April 2025

Easy to view savings products.

5
Easy to view savings products. Stress free transfer of savings into atom accounts. Interest paid monthly and promptly. Good communications when deals coming to an end and options available. Will continue saving with Atom. Reviewed on: 18th April 2025

Happy customer

5
Have been with Atom Bank for 5 years and it is extremely easy to access and use their online service. Being an older customer sometimes online services can be difficult to navigate but I don’t have an issue with Atom services.They keep you up to date when coming to end of term and the next options are explained perfectly. Reviewed on: 18th April 2025

Very easy to download app, clear interface and user...

5
Very easy to download app, clear interface and user friendly. Recommended to my partner who was very impressed with ease of use also. We are older users!! Reviewed on: 18th April 2025

Opening account was very easy, APP functions well

5
Opening account was very easy, APP functions well and been happy so far. Good interest rates on savings Reviewed on: 18th April 2025

Always fond good products on their site

5
Always fond good products on their site Reviewed on: 18th April 2025

Good interest rate, easy to use App.

5
Good interest rate, easy to use App. Reviewed on: 18th April 2025

Such a simple app to use and the best accessibility...

5
Such a simple app to use and the best accessibility and interest rates. Reviewed on: 18th April 2025

Very smooth and slick operations

4
Quick and easy account opening and closing, very smooth user experience of the app, the customer service is quick to respond on the phone (and you speak to a human not robot!). Reviewed on: 18th April 2025

Do you have a different Atom Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Atom Bank?

  • Mortgages

    from Atom Bank 4.23 from 50 reviews
    Atom Bank
  • Business Loans

    from Atom Bank 4.12 from 7 reviews
    Atom Bank
    View all products