Smart Money People Logo

Bamboo Loans: Personal loan reviews

4.92
Based on 16,789 reviews, last reviewed 22nd Apr 2026
269500% increase in 5 star reviews
in the past 90 days
600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

First class service, easy and quick First class service, easy and quick Reviewed on: 22nd April 2026
Jack L's avatar
Jack L

Latest lowest rating:

1

Fast loans with extortionate interest rates Fast loans with extortionate interest rates Reviewed on: 20th April 2026
David T's avatar
David T

About this product

Bamboo offer personal loans from £2,000 to £15,000 over 12 to 60 months.

Bamboo don’t charge fees and there’s no impact on your credit score if you’re not approved. Existing Bamboo customers can apply for a repeat or top-up loan.

Bamboo loan reviews help you find out what it’s really like to be a customer. If you’ve used Bamboo before, you can also leave a review and share your experience.

Bamboo Loans Personal loan reviews (16789)

Review of the Bamboo Loans, Personal loan:

Bamboo Loans: Excellent, Efficient & Easy Loan Provider

5
Me and my partner had our wedding booked from last year however, after saving up we were hit with the news of expecting a baby (which comes with its additional costs). As a result we were in need of some extra cash to help pay off some things for the wedding and after a few searches and a referral I came across Bamboo Loans. The application process was really QUICK, no time wasting with a user friendly website. Within JUST a FEW MINUTES I received an approval email and CONFIRMATION asking me to log in to sign the agreement. The agreement was clearly written with the APR rate and repayment schedule etc. and was able to sign this all electronically! (No stress of having to print, sign and rescan back in... phew!) Once completed I then received a email confirming PAYOUT by 1pm the next day! It was such a stress free process and since making monthly payments I have received reminders by text and email and have also spoken with the bamboo team directly on the phone who are also very helpful offering ongoing support. I didn’t have the greatest credit when I applied but good income and history of making repayments however, they also offer a guarantor loan service for bad credit. Even better... I managed to get a NON GUARANTOR loan which was even better for me! I would certainly recommend BAMBOO Loans :) Reviewed on: 16th June 2020

Excellent service in a difficult time.

5
Needed a loan. Bamboo went out of there way to both provide a competitive loan but also explained everything in details. Very happy Reviewed on: 16th May 2024

Very easy to understand.

5
Very easy to understand. Desicions are fair and responsible. Reviewed on: 16th May 2024

simple, fast and easy.

5
simple, fast and easy. It helps when you need money. Reviewed on: 16th May 2024

Been a good payer and looked to increase / top up my...

2
Been a good payer and looked to increase / top up my existing and been refused. Help not there when needed and wanted to keep with Bamboo on the basis i already had existing loan. APR also very high in comparison to other offers received. Reviewed on: 16th May 2024
Reply from Bamboo Loans Hi Terence Thank you for your feedback which we are sorry to read. While you are still a valued customer of Bamboo, as part of our commitment to being a responsible lender, we are required to review multiple factors when assessing existing customers who are looking for additional funds and cannot rely on repayment history with us alone. We understand that this can be disappointing to be told that you were not even eligible to apply and we are sorry we are unable to help you on this occasion. If you have any further concerns, or require any further assistance, please do not hesitate to contact us on 0330 159 6013. Kind regards Bamboo Response date: 20th May 2024
Bamboo Loans logo
Bamboo Loans

What a wonderful time to be alive when bamboo is...

5
What a wonderful time to be alive when bamboo is here Reviewed on: 16th May 2024

No problems what so ever.

5
No problems what so ever. Does what it says on the tin. Customer service is also fantastic Reviewed on: 16th May 2024

Excellent experience and service, very wuock

5
Excellent experience and service, very wuock Reviewed on: 16th May 2024

Brilliant thanks from carl plant

5
Brilliant thanks from carl plant Reviewed on: 15th May 2024

User friendly!

5
Very easy to use, great to deal with Reviewed on: 15th May 2024

The application process was clear and easy to complete.

5
The application process was clear and easy to complete. I really like the portal for see transactions and how much my loan balance is. It also shows how much interest rebate I'd get if I can pay off my loan earlier. Reviewed on: 15th May 2024