Smart Money People Logo

Bamboo Loans: Personal loan reviews

4.92
Based on 16,790 reviews, last reviewed 27th Apr 2026
269600% increase in 5 star reviews
in the past 90 days
600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent! Great from start to finish, staff so friendly and knowledgeable, kept informed every step of the way and so quick Reviewed on: 27th April 2026
Mrs G's avatar
Mrs G

Latest lowest rating:

1

Fast loans with extortionate interest rates Fast loans with extortionate interest rates Reviewed on: 20th April 2026
David T's avatar
David T

About this product

Bamboo offer personal loans from £2,000 to £15,000 over 12 to 60 months.

Bamboo don’t charge fees and there’s no impact on your credit score if you’re not approved. Existing Bamboo customers can apply for a repeat or top-up loan.

Bamboo loan reviews help you find out what it’s really like to be a customer. If you’ve used Bamboo before, you can also leave a review and share your experience.

Bamboo Loans Personal loan reviews (16790)

Review of the Bamboo Loans, Personal loan:

Bamboo Loans: Excellent, Efficient & Easy Loan Provider

5
Me and my partner had our wedding booked from last year however, after saving up we were hit with the news of expecting a baby (which comes with its additional costs). As a result we were in need of some extra cash to help pay off some things for the wedding and after a few searches and a referral I came across Bamboo Loans. The application process was really QUICK, no time wasting with a user friendly website. Within JUST a FEW MINUTES I received an approval email and CONFIRMATION asking me to log in to sign the agreement. The agreement was clearly written with the APR rate and repayment schedule etc. and was able to sign this all electronically! (No stress of having to print, sign and rescan back in... phew!) Once completed I then received a email confirming PAYOUT by 1pm the next day! It was such a stress free process and since making monthly payments I have received reminders by text and email and have also spoken with the bamboo team directly on the phone who are also very helpful offering ongoing support. I didn’t have the greatest credit when I applied but good income and history of making repayments however, they also offer a guarantor loan service for bad credit. Even better... I managed to get a NON GUARANTOR loan which was even better for me! I would certainly recommend BAMBOO Loans :) Reviewed on: 16th June 2020

Convenient and efficient service.

5
Convenient and efficient service. Would recommend in a second! Reviewed on: 18th April 2024

A friendly professional and efficient service.

4
A friendly professional and efficient service.. Reviewed on: 18th April 2024

Bamboo Loans exceeded expectatations

5
My experience with Bamboo Loans exceeded my expectations from start to finish. The application process was refreshingly straightforward and hassle-free, allowing me to obtain a personalized loan quote without any impact on my credit score. The flexibility offered, with loan amounts ranging from £2,000 to £15,000 and repayment terms spanning from 12 to 60 months, was exactly what I needed to tailor the loan to my specific financial situation. What truly set Bamboo apart for me was their commitment to transparency and customer satisfaction. The fact that they don't charge any fees and assured me that my credit score wouldn't be affected if I wasn't approved gave me peace of mind throughout the process. Their direct lending approach meant that communication was clear, and the entire process felt efficient and well-managed. Moreover, the loyalty benefits they offer, such as repeat or top-up loans, showcase their dedication to building long-term relationships with their customers. It's evident that Bamboo values customer feedback and continuously strives to improve their services. Overall, my experience with Bamboo Loans was incredibly positive. They provided me with the financial support I needed in a manner that was both transparent and flexible. I wouldn't hesitate to recommend Bamboo to anyone in need of a reliable and customer-centric lending partner. Reviewed on: 18th April 2024

Bamboo Personal Loan Experience.

5
Very quick and easy to apply for a loan with an answer straight away. Highly recommended to friends and family. Reviewed on: 18th April 2024

High APR, but may give you a loan when others wouldn’t.

5
High APR, but may give you a loan when others wouldn’t. Reviewed on: 18th April 2024

Straightforward and simple

5
It was a very straightforward simple process to apply and the funds were released immediately. Reviewed on: 18th April 2024

Great and easy service really helped when I needed i...

5
Great and easy service really helped when I needed it most and affordable repayments - best loan company I’ve ever used Reviewed on: 18th April 2024

Easy & helpful to deal with

5
Very helpful on phone and very easy to manage loan online Reviewed on: 18th April 2024

Quick and efficient , easy to access and quick

5
Quick and efficient , easy to access and quick Reviewed on: 18th April 2024

Let Bamboo make life easier

5
Bamboo take the stress out of obtaining a loan. Easy, uncomplicated process, with speedy delivery of funds. Thoroughly recommended. Reviewed on: 18th April 2024