Smart Money People Logo

Bamboo Loans: Personal loan reviews

4.92
Based on 16,792 reviews, last reviewed 4th May 2026
7976% increase in 5 star reviews
in the past 90 days
600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very smooth and easy process . Very smooth and easy process . The whole loan application and approval is very transparent and simple Reviewed on: 4th May 2026
Stiliyan 's avatar
Stiliyan

Latest lowest rating:

1

Fast loans with extortionate interest rates Fast loans with extortionate interest rates Reviewed on: 20th April 2026
David T's avatar
David T

About this product

Bamboo offer personal loans from £2,000 to £15,000 over 12 to 60 months.

Bamboo don’t charge fees and there’s no impact on your credit score if you’re not approved. Existing Bamboo customers can apply for a repeat or top-up loan.

Bamboo loan reviews help you find out what it’s really like to be a customer. If you’ve used Bamboo before, you can also leave a review and share your experience.

Bamboo Loans Personal loan reviews (16792)

Review of the Bamboo Loans, Personal loan:

Bamboo Loans: Excellent, Efficient & Easy Loan Provider

5
Me and my partner had our wedding booked from last year however, after saving up we were hit with the news of expecting a baby (which comes with its additional costs). As a result we were in need of some extra cash to help pay off some things for the wedding and after a few searches and a referral I came across Bamboo Loans. The application process was really QUICK, no time wasting with a user friendly website. Within JUST a FEW MINUTES I received an approval email and CONFIRMATION asking me to log in to sign the agreement. The agreement was clearly written with the APR rate and repayment schedule etc. and was able to sign this all electronically! (No stress of having to print, sign and rescan back in... phew!) Once completed I then received a email confirming PAYOUT by 1pm the next day! It was such a stress free process and since making monthly payments I have received reminders by text and email and have also spoken with the bamboo team directly on the phone who are also very helpful offering ongoing support. I didn’t have the greatest credit when I applied but good income and history of making repayments however, they also offer a guarantor loan service for bad credit. Even better... I managed to get a NON GUARANTOR loan which was even better for me! I would certainly recommend BAMBOO Loans :) Reviewed on: 16th June 2020

Easy to use money in bank fast my interest rate was...

5
Easy to use money in bank fast my interest rate was bit high but my credit rating not great so was happy with service provided Reviewed on: 11th April 2024

Professional team, good communication

5
Professional team, good communication Reviewed on: 11th April 2024

Overall great, start to finish, 100% recommended.

5
Super helpful, better value than many available to lower credit scores, easy to manage / handle your account online. Would happily recommend and have to family and friends. Easy quick application process originally a directly transfered to my account very quick. Reviewed on: 11th April 2024

Very helpful and always friendly.

4
Very helpful and always friendly. Reviewed on: 11th April 2024

Great service throughout could not fault bamboo at a...

5
Great service throughout could not fault bamboo at all from start to finish! Reviewed on: 11th April 2024

Top notch service

5
I had a loan from bamboo to fix some things at home and with the help of this loan I have achieved what I wanted to achieve. The level of service at bamboo is top notch I would definitely recommend their services and I would like to use them again in the future if ever I need to Reviewed on: 11th April 2024

Bamboo loans

5
The all round service I got fromBamboo was great , personal, quick , and simple.. I recommended them to my Daughter and she uses and swears by them now I would definitely use them again Reviewed on: 11th April 2024

A very easy process.

5
A very easy process. Quick notification for acceptance and the money arrived quickly. Easy to access on the app and speedy notifications for payments Reviewed on: 11th April 2024

Easy to deal with.

5
Easy to deal with. Never have to chase. They communicate every step of the way. Easiest company I’ve ever dealt with when it comes to taking out a loan. Reviewed on: 11th April 2024

Bamboo Loans are easy to access

5
Easy and fast process and friendly staff, easy access to my account are some of the reasons i would recommend Bamboo Loans. Reviewed on: 11th April 2024