Write a review

Go to business site

Bamboo Loans: Personal loan reviews

Name: Personal loan
Rating: 4.92 (16792 reviews)

View other Bamboo Loans products

4.92

Based on 16,792 reviews, last reviewed 4th May 2026

4988% increase in 5 star reviews

in the past 90 days

600% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Very smooth and easy process . Very smooth and easy process . The whole loan application and approval is very transparent and simple Reviewed on: 4th May 2026

Latest lowest rating:

1

Fast loans with extortionate interest rates Fast loans with extortionate interest rates Reviewed on: 20th April 2026

Read all reviews See your review

About this product

Bamboo offer personal loans from £2,000 to £15,000 over 12 to 60 months.

Bamboo don’t charge fees and there’s no impact on your credit score if you’re not approved. Existing Bamboo customers can apply for a repeat or top-up loan.

Bamboo loan reviews help you find out what it’s really like to be a customer. If you’ve used Bamboo before, you can also leave a review and share your experience.

Bamboo Loans Personal loan reviews (16792)

Review of the Bamboo Loans, Personal loan:

Bamboo Loans: Excellent, Efficient & Easy Loan Provider

Me and my partner had our wedding booked from last year however, after saving up we were hit with the news of expecting a baby (which comes with its additional costs). As a result we were in need of some extra cash to help pay off some things for the wedding and after a few searches and a referral I came across Bamboo Loans. The application process was really QUICK, no time wasting with a user friendly website. Within JUST a FEW MINUTES I received an approval email and CONFIRMATION asking me to log in to sign the agreement. The agreement was clearly written with the APR rate and repayment schedule etc. and was able to sign this all electronically! (No stress of having to print, sign and rescan back in... phew!) Once completed I then received a email confirming PAYOUT by 1pm the next day! It was such a stress free process and since making monthly payments I have received reminders by text and email and have also spoken with the bamboo team directly on the phone who are also very helpful offering ongoing support. I didn’t have the greatest credit when I applied but good income and history of making repayments however, they also offer a guarantor loan service for bad credit. Even better... I managed to get a NON GUARANTOR loan which was even better for me! I would certainly recommend BAMBOO Loans :) Reviewed on: 16th June 2020

Helped in more ways than one!

I needed to use Bamboo when I was in a bad situation and it helped a lot at the time, they took into account my pretty poor credit score and this helped me build up my credit score and get it to a much better place. Reviewed on: 27th March 2024

Very helpful with my loan when I took it out and hav...

Very helpful with my loan when I took it out and have had no problems since Reviewed on: 27th March 2024

Bamboo are not helpful or understanding!

I have had a few loans from Bamboo, all of which apart from the current loan I have with them, I have paid off early. I was made redundant in November 2023 totally out of the blue and without notice. I had to contact stepchange as I had other loans with other companies. Stepchange put me on a monthly Debt Management Program where I make reduced monthly payments to them and they pay my creditors. 3 of the 4 creditors in the DMP have understood and accepted the reduced payments, Bamboo have refused the payment offer. So I do not recommend Bamboo, they are not understanding and do not help you when you have unforeseen financial problems Reviewed on: 27th March 2024

Reply from Bamboo Loans Thank you for your feedback which we are sorry to read. Unfortunately, we have not been able to locate your account on our system. We can advise that we would never refuse a payment on an account. However, at times we may not be able to set up a formal arrangement based on the proposed amount that a debt management company, such as StepChange, offers us. We do also offer a range of support options including long-term, reduced payment arrangements, however, there is a cap on how long we can extend an agreement. We will continue to work with StepChange and accept payments on your account, which will reduce your balance each month. If your account is passed to a debt recovery company, we will pass the arrangement details to them, and they will work directly with StepChange to review the options available. If you would like us to review the exact details of your account, please do not hesitate to contact us on 0330 159 6010 and a member of staff will be happy to assist. Kind regards, Bamboo Response date: 28th March 2024

little expensive

Good but the interest was a little expensive Reviewed on: 27th March 2024

Easy & fast service, great customer skills

Easy & fast service, great customer skills Reviewed on: 27th March 2024

Great experience applying for my loan

I applied for my loan with Bamboo and the process for easy, quick and had the money in my account quickly after applying. Reviewed on: 27th March 2024

Very good and helpful.

Very good and helpful. Gave me a loan when I really needed Reviewed on: 27th March 2024

Says exactly what it does on the tin !

As straight forward as they come. Fill in the form. Tick all the boxes and Job done.Money in your account in 20 mins. Reviewed on: 27th March 2024

Good rates and after sales service

Been a Bamboo loan customer in the recent past and have been pleased with their service. Reviewed on: 27th March 2024

Fantastic provider!!

This is the second time taking out a loan with Bamboo. Absolutely brilliant customer support, the repayment programme is designed to suit each individual and when everything is set up, it’s as easy as pie!! Reviewed on: 27th March 2024

Alternative products

Peer to peer lending (discontinued)
from QuidCycle (inactive company) 2.00 from 1 reviews
Personal Loan
from Citrus Loans 2.33 from 3 reviews
Peer Lending (discontinued)
from Octopus Choice (inactive company) 4.29 from 4 reviews

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub