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Bradford District Credit Union: Loans reviews

Name: Loans
Rating: 4.89 (531 reviews)

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4.85

Based on 531 reviews, last reviewed 12th Jul 2025

18% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Very nice people to deal with cheap loans Very nice people to deal with cheap loans Reviewed on: 12th July 2025

Latest lowest rating:

1

Poor experience been a member for a while but the re... Poor experience been a member for a while but the recent experience has been appalling with no accountability from the organisation in providing a rat... Read more Reviewed on: 24th June 2025

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About this product

Bradford District Credit Union offer a range of different personal loans.

You can borrow between £200 and £25,000 and there are no early repayment charges.

Bradford District Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Bradford District Credit Union before, you can also leave a review and share your experience.

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Bradford District Credit Union Loans reviews (531)

I applied for a loan for Christmas 2023 and they sup...

I applied for a loan for Christmas 2023 and they supported me by giving me a low-interest loan and improving my finances. Reviewed on: 5th June 2025

Very good bank I really enjoy using this account

Very good bank I really enjoy using this account Reviewed on: 5th June 2025

Overall good experience with BDCR.

Overall good experience with BDCR. Very helpful and understanding Reviewed on: 5th June 2025

Always there to help, amazing customer service

Always there to help, amazing customer service Reviewed on: 5th June 2025

I recently used the loan services from Bradford Dist...

I recently used the loan services from Bradford District Credit Union, and overall, I had a positive experience. What went well: • Friendly and supportive staff: The team was approachable and took the time to explain everything clearly, especially since I was a bit nervous about taking out a loan. • Fair interest rates: Unlike payday lenders or some high-street banks, BDCU offered more ethical rates that felt manageable and fair. • Quick decision process: Once I submitted all the required documents, the turnaround was fast. I was kept updated throughout. • Community-focused: I appreciated that they’re a not-for-profit organisation aiming to help local people, not just make money. What could be improved: • Website/user portal: The online experience was a bit clunky. I had some trouble uploading documents and navigating my loan info. • Phone waiting times: On a couple of occasions, it took a while to get through to someone, which was frustrating when I needed urgent clarification. Final thoughts: If you’re looking for an affordable, ethical loan option and want to deal with people who actually listen and care, BDCU is a great alternative to mainstream banks. Just be prepared for a slightly more “old school” online process — but the people make up for it. Reviewed on: 5th June 2025

Very helpful, good with loans, very low interest rat...

Very helpful, good with loans, very low interest rate, Credit Union that serves local community and it people. Reviewed on: 5th June 2025

Excellent service, always get information when needed.

Excellent service, always get information when needed. Helps me to save as well as repaying my loan Reviewed on: 5th June 2025

BDCU- Fantastic Experience

The whole process of getting a loan was simple, transparent and professional. Everything was explained and was clear from the beginning. Afterwards the management and payment of my loan has been simple. On the rare occasion I have needed to contact them, it has been professionally handled and sorted quickly and efficiently. Would recommend them to anyone. Reviewed on: 5th June 2025

My name is precious, a friend of mine introduce this...

My name is precious, a friend of mine introduce this great credit union to me when i was having financial issues, I reach out to the customer service the kind of care and attention i receive was so amazing, After three days and boom the money came in, as far as am concern the remain the best credit union in England and in United Kingdom. Reviewed on: 5th June 2025

Hassle free loan application with it being all online.

Hassle free loan application with it being all online. Reviewed on: 5th June 2025

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