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Bradford District Credit Union: Loans reviews

4.86
Based on 536 reviews, last reviewed 7th Apr 2026
500% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
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0%
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0%
See only 1 star reviews
1%

Latest highest rating:

5

Reasonable rates Not had a loan for a number of years now but was always reliable and affordable payback options. Reviewed on: 7th April 2026
Billy D's avatar
Billy D

Latest lowest rating:

1

Poor experience been a member for a while but the re... Poor experience been a member for a while but the recent experience has been appalling with no accountability from the organisation in providing a rat... Read more Reviewed on: 24th June 2025
Wajid's avatar
Wajid

About this product

Bradford District Credit Union offer a range of different personal loans.

You can borrow between £200 and £25,000 and there are no early repayment charges.

Bradford District Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Bradford District Credit Union before, you can also leave a review and share your experience.

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Bradford District Credit Union Loans reviews (536)

Fantastic scheme

5
I have always found the Bradford District Credit Union to be an excellent organisation. The staff are extremely helpful, easy to deal with and very knowledgeable. I have no hesitation in recommending it to family and friends. Reviewed on: 10th July 2020

Long term customer

5
Staff are always friendly and helpful. Information is clear and well presented. Reviewed on: 10th July 2020

A safety net

5
I know that if I realy need a financial helping hand I have Bradford District Credit Union . I have been with them since 2009 and put a little bit away each month and have had A1 service since and asoa friendly bunch .of staff there . With these Lockdown and challenging times BDCU is a Safety Net . Reviewed on: 10th July 2020

VERY HELPFUL AND UNDERSTANDING OF PEOPLES NEEDS

5
I have had numerous loans for various things , they have explained the interest rate and weekly or monthly repayments. You only have to save a small amount to be able to then request a loan . Reviewed on: 10th July 2020

Recommend!

5
I save regularly with the credit union through my workplace. Money is easy to access when I need it. Staff are always friendly and welcoming. Now an option to have a debit card so access to your savings is even easier. Reviewed on: 10th July 2020

Second to none

5
Fantastic service, solve issues immediately. Brilliant easy to use online, great way to save. Reviewed on: 10th July 2020

Great way to save and lend

5
I use it to save with the money going straight from my wage I dont notice. I have used it to borrow for bigger hoildays now and again and spread the cost out to pay it back. They always check affordability. They have a simple lottery as well which I have won a couple of times. They have an online set up now which is very secure and easy to use. Seen it develop well over the 20 years I have been using it. Reviewed on: 10th July 2020

A lifeline with a helpful, friendly face.

5
When I needed financial help I was advised by a friend to try BDCU, best advice I was ever given and so glad I chose to accept it. I have been a member for over 5 years now and have passed on the same advice I was given to friends and family who in turn have become members also. Thank you BDCU for being a non judgmental, easy, fast and friendly service to those that need it. Reviewed on: 10th July 2020

Fantastic

5
Fantastic service recommend to anyone Reviewed on: 10th July 2020

Simply the Best

5
Been with Bradford District Credit Union for 20 odd years. Saved for holidays and rainy days. Borrowed when necessary. No trouble, no problems just up front and friendly. Told me how it was. Just great. Reviewed on: 9th July 2020

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