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Santander: 123 Current Account (discontinued) reviews

4.16
Based on 1,271 reviews, last reviewed 25th Mar 2026
900% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
55%
See only 4 star reviews
27%
See only 3 star reviews
8%
See only 2 star reviews
4%
See only 1 star reviews
6%

Latest highest rating:

5

A very reliable service provider A very reliable service provider Reviewed on: 25th March 2026
Robert Harvey's avatar
Robert Harvey

Latest lowest rating:

2

PROBLEM AFTER PROBLEM SO HAVE TRANSFERED TO NAYIONWI... PROBLEM AFTER PROBLEM SO HAVE TRANSFERED TO NAYIONWIDE AND NOW RECEIVE A MUCH MORE CUSTOMER FOCUSED BANK Reviewed on: 25th March 2026
robert j's avatar
robert j

About this product

The Santander 1|2|3 Current Account is no longer available to new customers.

Review Santander: 123 Current Account (discontinued) now

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Santander 123 Current Account (discontinued) reviews (1271)

A very reliable service provider

5
A very reliable service provider Reviewed on: 25th March 2026

I have had this account for over 10 years and for my...

4
I have had this account for over 10 years and for my purposes have never been tempted to move. The App is excellent, easy to use and rewards are reasonable Reviewed on: 25th March 2026

PROBLEM AFTER PROBLEM SO HAVE TRANSFERED TO NAYIONWI...

2
PROBLEM AFTER PROBLEM SO HAVE TRANSFERED TO NAYIONWIDE AND NOW RECEIVE A MUCH MORE CUSTOMER FOCUSED BANK Reviewed on: 25th March 2026

Bank that suits

4
Provide a service that suits my requirements for current account & credit card Reviewed on: 25th March 2026

Fantastic

5
Always Excellent and very Helpful. Polite Staff Reviewed on: 24th March 2026

Overall just easy to bank with them

5
Overall just easy to bank with them Reviewed on: 24th March 2026

Good interest rate for credit balances and is accept...

5
Good interest rate for credit balances and is accepted abroad Reviewed on: 26th January 2026

Loved the 123 account why did it go?

2
Had a 123 account loved it, then Santander changed it to basic, whilst trying to get me to upgrade to a edge account which would cost me money most months. Surely a bank should try to make you money, not cost you it. Reviewed on: 25th January 2026

Helpful staff

4
Staff are always helpful but not enough tellers in the one remaining branch in our town, online banking is good Reviewed on: 24th January 2026

Years of happy banking

4
Been with Santander for years, very few complaints or problems Reviewed on: 23rd January 2026

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