Smart Money People Logo

By Miles: Car insurance reviews

4.91
Based on 13,081 reviews, last reviewed 17th Oct 2025
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Professional helpful staff if you need to get in touch. Professional helpful staff if you need to get in touch. Competitive quotes. Have insured 3 years in a row with By Miles. Reviewed on: 17th October 2025
Claire L's avatar
Claire L

Latest lowest rating:

2

Great app easy to use . Great app easy to use . Everything very clear . No hassle Reviewed on: 23rd August 2025
debbie's avatar
debbie

About this product

By Miles provide car insurance aimed at low mileage drivers.

By Miles charge a fixed cost that covers a car while it’s parked. The rest is based on the actual miles driven. Customers can either plug in the matchbox-sized Miles Tracker, or for newer cars, you can connect By Miles directly with your car’s mileometer.

By Miles car insurance reviews help you find out what it’s really like to be a customer. If you’ve used By Miles before, you can also leave a review and share your experience.

By Miles Car insurance reviews (13081)

Review of the By Miles, Car insurance:

Easy and affordable

5
I've been with them for a few years and have saved myself ££££s Reviewed on: 12th August 2022

So Simple - So Reasonable- Super Service !

5
Don’t know why I was so unsure about initially joining Miles Car Insurance. Saved so much money and the service provided was easy and clear to understand. I am in my 2nd Policy and it definitely won’t be my last. Friendly & professional staff. Can’t fault it and have used many other companies in the past. Mind those pennies and the pounds will look after themselves. “Bravo “ Reviewed on: 9th August 2022

So efficient and always given best customer service

5
Theres has fee issues with app or the tracker not working, always used the app to speak to advisor issues are always resolved by the end of the call and going the extra mile to resolve any future issues. Reviewed on: 9th August 2022

Effortless saving

5
Simply having your totals calculated, pushed to you via the app (which is very reliable), and then saving money without thinking about it has been super welcome given the past few years' uncertainty! Even when it came to renewal and/or making alterations to policies, ByMiles online chat is very effective at getting what you need doing, done, and with no fuss. Puts others to shame! Reviewed on: 9th August 2022

The best car insurance by miles

5
Great company, all car insurance should be like this. Reviewed on: 9th August 2022

Simple and to the Point!

5
I would never use another insurer for as long as I drive! By Miles is the most easiest and cost effective insurance company I have ever used and everything about this company is easy to use. Pleasant and helpful online chat advisors, simple to use app and an idiot proof webpage - what more would you want from an insurance company? If you are looking for a fair and reasonably priced insurance company, By Miles is definitely the one! Don't be put off by the tracker device, its what makes your insurance as cheap as it can be as you literally pay for how far you drive, no guessing or having to worry about going over your yearly estimate. Reviewed on: 9th August 2022

Great Value, Pay as you Drive

5
We have renewed our policy again this year as the insurance offers fantastic value for money for us. We don’t do a lot of miles therefore paying for every mike makes so much sense. The initial lump sum is very reasonable and the monthly payments help spread the cost too. A winner all round! Reviewed on: 9th August 2022

Value for Money

5
Great service and reliable readings - the real cheat code to get cheap and great cover all in one Reviewed on: 9th August 2022

Affordable car insurance

5
I have now been insured with “By Miles” for the second year running.. They are by far, THE most affordable car insurance provider for me, taking into consideration my age (30), car type (BMW 1 series), driver experience, location etc, and I am mainly charged “by the mile” that I drive. The tracker fitted in my car measures the distance that I drive very accurately, and they are reasonable when this needs to be removed during times I have to get work done on my car. I have had zero issues with them and would definitely use them again - I’ve saved hundreds if not thousands over the past 2 years, and I am reassured as they are partnered with Zurich, a very reputable insurer. I was worried that the rates might go up from my first to second year, however I was extremely pleased to find that my insurance rates actually went down, saving even further money! I am very conscious to drive safely as I need my car for work, and I count myself very fortunate to have been introduced to By Miles by a family member of a similar age. Reviewed on: 9th August 2022

Best Car Insurance

5
Really happy customer, cheapest car insurance I could find and is ideal for me as I don't drive too many miles. Brilliant customer service when needed. Highly recommended. Reviewed on: 9th August 2022

Superb Concept

4
For low mileage drivers like myself it’s excellent. It has removed the need to pay lot of money upfront and I only pay for what I drive. Reviewed on: 9th August 2022