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CAF Bank reviews

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Rated Poor 1.89/5

CAF Bank reviews

Verified businesses always have up to date contact details and can respond to reviews.

Verified business
Last reviewed within 7 days

Review summary

People rate this company as Poor based on 63 product reviews

Average score of 1.89/5
5 star
38%
4 star
6%
3 star
2%
2 star
0%
1 star
54%
Reviews for CAF Bank have trended positively over the past 90 days

Latest positive rating

5/5

CAF Bank a pleasure to work with!

A collaborative bank that has its clients interests at the centre of all they do; they have been hugely supportive of our small business

{"display":"Robin R","full_name":"Robin R","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
Current Account
Robin R 20th February 2024

Latest negative rating

1/5

The new system is not user friendly, does not allow...

The new system is not user friendly, does not allow accurate long time period account downloads and most importantly does not transfer transaction references to... The new system is not user friendly, does not allow accurate long time period account downloads and most importantly does not transfer transaction references to receiving account making reconciliation impossible. This is effective criminal as it supports fraud. CaF bank apear to have given up on their new system with no further upgrades for 2 months. Read more Read less

{"display":"Adrian J","full_name":"Adrian J","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
Current Account
Adrian J 30th October 2025

About CAF Bank

CAF Bank is a UK-based bank dedicated to providing banking services to charities and social purpose organisations. Owned by a charity, the Charities Aid Foundation, the Bank offers transactional current and deposit accounts, through telephone and internet banking, and loan finance support. Read the CAF Bank reviews below to see what other charitable organisations have to say about this banking provider’s services. Are you a customer already? Please share a CAF Bank review below to help other charities decide if this could be a suitable option for them.

CAF Bank at a glance

Reviews for CAF Bank

Showing 11 of 63 company reviews Last reviewed within 7 days

The new system is not user friendly, does not allow...

Current Account 30th October 2025

The new system is not user friendly, does not allow accurate long time period account downloads and most importantly does not transfer transaction references to... The new system is not user friendly, does not allow accurate long time period account downloads and most importantly does not transfer transaction references to receiving account making reconciliation impossible. This is effective criminal as it supports fraud. CaF bank apear to have given up on their new system with no further upgrades for 2 months. Read more Read less

Rated Terrible 1/5
Read more product reviews

The upgrade to CAF Bank online banking is a disaster

Current Account 29th September 2025

The recent “upgrade” to CAF Bank’s online banking system has been a disaster. Three months on, the system still doesn’t work. Despite receiving a username... The recent “upgrade” to CAF Bank’s online banking system has been a disaster. Three months on, the system still doesn’t work. Despite receiving a username and temporary password, I cannot access the service because the OTP never arrives. Trying to get help is impossible. Calls are met with the same recorded message about “high call volumes” and endless wait times. There is no real support, no resolution, and no accountability. This has been the worst banking experience I have ever had. We are now looking to move to another provider. Read more Read less

{"display":"D K","full_name":"D K","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
D K
Rated Terrible 1/5
Read more product reviews
  • 1/5

    New online banking is very poor

    The new IT implemented about 5 weeks ago is still causing massive issues for us, payroll was a disaster, (building society account references didn’t transfer)... The new IT implemented about 5 weeks ago is still causing massive issues for us, payroll was a disaster, (building society account references didn’t transfer) and caused huge stress for my team. Long wait times to get through on the phone are wasting valuable hours when we should be using that time to support the work of our charity. I would avoid CAF until they get their act together. Read more Read less

    {"display":"SRB","full_name":"SRB","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Current Account
    SRB 18th July 2025
  • 1/5

    Like many others ,the new system appears to be a dis...

    Like many others ,the new system appears to be a disaster. Having not received the original email although the primary contact for a charity I... Like many others ,the new system appears to be a disaster. Having not received the original email although the primary contact for a charity I have lost count of the number of wasted telephone calls. Eventually I got through on Friday afternoon late, explained my issue was advised it would require another department to contact me on Monday. Needless to say I waited in all day and no call. John Read more Read less

    {"display":"John C","full_name":"John C","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Current Account
    John C 24th June 2025
  • 1/5

    Disastrous online banking upgrade and response effort

    I see that CAF bank can respond to comments left here, but when it comes to having customer service operatives in place to deal with... I see that CAF bank can respond to comments left here, but when it comes to having customer service operatives in place to deal with the unmitigated disaster of the replacement banking system for its online service then for 15 days or more nothing just an automated voice saying call back we are very busy. Before the rollout the bank was living in the noughties with its clunky system and now it has kept that going when they introduced a new online banking service that must be one of the worst if not the worst planned and risk tested tech rollouts in banking history Their reaction to that has been so lame it makes me wonder if there is any one there who knows what to do. They should call in an outside company to sort this out because clearly having thought the rollout plan was good to go they are not the people who should be rectifying this mess of a god awful s-show. Read more Read less

    {"display":"Andy C","full_name":"Andy C","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Current Account
    Andy C 23rd June 2025
  • 1/5

    This new platform is totally useless.

    This new platform is totally useless. Slow. Unclear. The joining up of all our account groups - three legal entities - is unsafe ! Please... This new platform is totally useless. Slow. Unclear. The joining up of all our account groups - three legal entities - is unsafe ! Please go back to the old system. It worked and was lovely to use Read more Read less

  • 1/5

    CAF Bank’s new online system is just useless and a s...

    CAF Bank’s new online system is just useless and a step back in terms of e.g. account information available to customers. Account information is present... CAF Bank’s new online system is just useless and a step back in terms of e.g. account information available to customers. Account information is present as a single column of figures with debit figures shown as minuses, instead of the usual two-column set-up. Beneficiary reference info. Has been wiped, as have future-dated payments set-up prior to the transition, potentially endangering financial arrangements. Audit trails have been compromised on transition. This all before our year-end on 31 August. AND EVERY TIME I DO ANYTHING I RECEIVE A TEXT MESSAGE INFORMING ME OF WHAT I HAVE DONE! Did anyone test-drive this system before roll-out? Whatever CAF paid the developer it was too much! Read more Read less

  • 1/5

    Oh Dear! New online banking not working

    I can't access their new online banking system, as the new PW has not been sent to my mobile. So we can't pay anyone. I... I can't access their new online banking system, as the new PW has not been sent to my mobile. So we can't pay anyone. I suppose we could go back to writing cheques. When I called their helpline about this I was told I was 119th in the queue. Read more Read less

  • 1/5

    TOTAL UNMITTIGATED DISASTER

    Their 'upgrade' of their online banking portal has been an absolute disaster. Completely unable to reach them all week on the phone. Rand at 9am... Their 'upgrade' of their online banking portal has been an absolute disaster. Completely unable to reach them all week on the phone. Rand at 9am on the dot this morning - position 138 in the queue. We have been left unable to access funds and pay people accordingly. Totally unacceptable. Users now not recognized when trying to log in and no help. Borderline criminal leaving organizations unable to access funds. Read more Read less

    {"display":"LS","full_name":"LS","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Current Account
    LS 13th June 2025
  • 1/5

    Absolute car crash.

    Absolute car crash. 5 days since launch and I still cannot login to online banking. Phone support impossible to access. At 9am this morning I was 81 in the queue!!

  • 1/5

    Abysmal customer service

    I agree with other reviewers who report that the new online system is a complete shambles and a disgrace. I disagree with those who say... I agree with other reviewers who report that the new online system is a complete shambles and a disgrace. I disagree with those who say that the service previously was ok. Routine changes of bank mandate, signatories, etc were always shambolic and meant waiting weeks to go through hoops and replacing documents the bank could never find. Simply awful people to work with. Read more Read less

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